460 Espy St, Buford, GA 30518 Property Records

Gwinnett County property record for 460 Espy St, Buford, GA 30518

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,281 sqft · built 2015
Lot Size	0.291 acres (12,665 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,999 (Apr 2026)
Tax Bill	$3,130 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-269A-130`

Property Details

APN / Parcel Number

Primary APN	`7-269A-130`
Alternative APNs	`R7269A-130` `33294350`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,281 sqft Living Area
Gross Area	4,819 sqft
Basement Area	1,318 sqft
Finished Basement	1,200 sqft
Unfinished Basement	118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,665 sqft (0.291 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	460 ESPY ST
City	BUFORD
State	GA
Zip	30518-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L5 ALEXANDER ST
Legal Subdivision	ALEXANDER ST
Legal Lot Number	5
Jurisdiction	GWINNETT GA
Township / Civil Division	BUFORD-SUGAR HILL
Census Block Group	3
Census Block	3045
Census Tract	50105

Owner

Source: Gwinnett County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	460 ESPY ST, BUFORD, GA 30518-3262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Apr 8, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CTR
May 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Mar 20, 2023 · Amount on Record
Deed Book / Page	62443 / 706
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	460 ESPY ST, BUFORD, GA 30518-3262
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 ESPY ST, BUFORD, GA 30518-3262

Mortgage

Document Number	0585880095
Date	Apr 6, 2021
Book Page	0000058588/0000000095

Lender

Name	TRUIST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 8, 2026
Property Address	460 ESPY ST, BUFORD, GA 30518-3262
Document Number	6244000706
Book / Page	62443 / 706
Instrument Date	Apr 8, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 ESPY ST, BUFORD, GA 30518-3262

Mortgage

Document Number	0624430707,
Date	Apr 8, 2026
Book Page	62443/707

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	460 ESPY ST, BUFORD, GA 30518-3262
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 ESPY ST, BUFORD, GA 30518-3262

Mortgage

Document Number	0574950758
Date	May 20, 2020
Book Page	0000057495/0000000758

Lender

Name	TRUIST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	460 ESPY ST, BUFORD, GA 30518-3262
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 ESPY ST, BUFORD, GA 30518-3262

Mortgage

Document Number	0579330174
Date	Oct 5, 2020
Book Page	0000057933/0000000174

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 20, 2023
Property Address	460 ESPY ST, BUFORD, GA 30518-3262
Document Number	0604920102
Book / Page	60492 / 102
Instrument Date	Mar 20, 2023
Instrument	2023-005855
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 ESPY ST, BUFORD, GA 30518-3262

Mortgage

Document Number	0060492103
Date	Mar 20, 2023
Instrument	60492/103

Lender

Name	THIRD FEDERAL SAVINGS AND LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.24%

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Buford City
County	Gwinnett County
Unified School District	Buford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,130.00 (+115.12%)	$306,160 (+34.33%) Land $40,000 Building $266,160	$765,400 (+34.33%) Land $100,000 Building $665,400
2023	$1,455.00	$227,920 Land $26,000 Building $201,920
2022			$569,800 Land $65,000 Building $504,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFORD serves 8,482 people · EPA ID GA1350000
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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