20 Espy St, Buford, GA 30518 Property Records

Gwinnett County property record for 20 Espy St, Buford, GA 30518

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,437 sqft · built 2020
Lot Size	0.119 acres (5,227 sqft)
Owner	Company Name on File
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Feb 2021 Sale Sep 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`7-269A-065`

Property Details

APN / Parcel Number

Primary APN	`7-269A-065`
Alternative APN	`R7269A065`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,437 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Terrain	High
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Old Parcel Number	7269A065
Street Address	20 ESPY ST
City	BUFORD
State	GA
Zip	30518-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100-SINGLE FAM RES
Legal Description	L4 ESPY ST
Legal Lot Number	4
Jurisdiction	GWINNETT GA
Township / Civil Division	BUFORD-SUGAR HILL
Census Block Group	3
Census Block	3046
Census Tract	50105

Owner

Source: Gwinnett County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1595 PEACHTREE PKWY STE 204, 204, CUMMING, GA 30041-2040
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Warranty Deed, Transfer
Sep 1, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FIN'L GRP USA
Jul 15, 2019	Grant Deed, Construction Loan · Construction Mortgage PEOPLES BK
Jul 25, 2019	Trustee's Deed, Construction Loan · Construction Mortgage PEOPLES BK
Apr 30, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2021
Deed Sale	Feb 11, 2021
Prior Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	0058390423
Deed Book / Page	58390 / 423
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 11, 2021
Property Address	20 ESPY ST, BUFORD, GA 30518-3214
Document Number	0583900423
Book / Page	58390 / 423
Instrument Date	Feb 11, 2021
Instrument	2021-004426
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3075 CREEK TREE LN, CUMMING, GA 30041-6369

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Sep 1, 2020
Property Address	20 ESPY ST, BUFORD, GA 30518-3214
Document Number	0578160521
Book / Page	057816 / 000521
Instrument Date	Aug 27, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 ESPY ST BUFORD GA 30518, BUFORD, GA 30518

Mortgage

Document Number	578160522
Date	Sep 1, 2020
Book Page	057816/000522

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 15, 2019
Property Address	20 ESPY ST, BUFORD, GA 30518-3214
Document Number	0567310320
Book / Page	056731 / 000320
Instrument Date	Jul 10, 2019
Transaction Type	Construction Loan
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	ESPY ST BUFORD GA, BUFORD, GA
Investor	Possibly a Property Investor

Mortgage

Document Number	567310321
Date	Jul 15, 2019
Book Page	056731/000321

Lender

Name	PEOPLES BK
Type	Bank
Address	BUFORD, GA 30518

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 14, 2020

Mortgage

Document Number	567310326,
Date	Jul 15, 2019
Book Page	056731/000326

Lender

Name	PEOPLES BK
Type	Bank
Address	BUFORD, GA 30518

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 14, 2020

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 25, 2019
Property Address	20 ESPY ST, BUFORD, GA 30518-3214
Document Number	0567600608
Book / Page	056760 / 000608
Instrument Date	May 8, 2018
Transaction Type	Construction Loan
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	ESPY ST BUFORD GA, BUFORD, GA

Mortgage

Document Number	567600608
Date	Jul 25, 2019
Book Page	056760/000608

Lender

Name	PEOPLES BK
Type	Bank
Address	BUFORD, GA 30518

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 30, 2018
Property Address	20 ESPY ST, BUFORD, GA 30518-3214
Document Number	0558510427
Book / Page	055851 / 000427
Instrument Date	Feb 8, 2018
Transaction Type	Transfer
Record Updated	May 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 SUDDERTH ST BUFORD GA 305183335, BUFORD, GA 30518-3335

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 30, 2018
Property Address	20 ESPY ST, BUFORD, GA 30518-3214
Document Number	0558510425
Book / Page	055851 / 000425
Instrument Date	Feb 8, 2018
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 SUDDERTH ST BUFORD GA 305183335, BUFORD, GA 30518-3335

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Buford City
County	Gwinnett County
Unified School District	Buford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,135.00 (+17.06%)	$218,520 (+17.06%) Land $40,000 Building $178,520	$546,300 (+17.06%) Land $100,000 Building $446,300
2023	$2,678.00	$186,680 Land $26,000 Building $160,680
2022			$466,700 Land $65,000 Building $401,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFORD serves 8,482 people · EPA ID GA1350000
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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