430 Espy St, Buford, GA 30518 Property Records

Gwinnett County property record for 430 Espy St, Buford, GA 30518

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,334 sqft · built 2015
Lot Size	0.383 acres (16,692 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-269A-126`

Property Details

APN / Parcel Number

Primary APN	`7-269A-126`
Alternative APNs	`R7269A-126` `33294346`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,334 sqft Living Area
Gross Area	5,256 sqft
Attic	Attic
Attic Area	56 sqft
Basement Area	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,692 sqft (0.383 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 ESPY ST
City	BUFORD
State	GA
Zip	30518-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	L2 ALEXANDER ST
Legal Subdivision	ALEXANDER ST
Legal Block	3
Legal Lot Number	2
Jurisdiction	GWINNETT GA
Township / Civil Division	BUFORD-SUGAR HILL
Census Block Group	3
Census Block	3045
Census Tract	50105

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 ESPY ST, BUFORD, GA 30518-3262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage GEORGIA PRIMARY BANK
Dec 28, 2020	Grant Deed, Transfer · VA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024
Deed Sale	Dec 3, 2024
Prior Sale	Aug 7, 2024 · Amount on Record
Deed Book / Page	61558 / 857
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	430 ESPY ST, BUFORD, GA 30518-3262
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 ESPY ST, BUFORD, GA 30518-3262

Mortgage

Document Number	0601570619
Date	Aug 23, 2022
Book Page	0000060157/0000000619

Lender

Name	GEORGIA PRIMARY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 28, 2020
Property Address	430 ESPY ST, BUFORD, GA 30518-3262
Document Number	0582200207
Book / Page	058220 / 000207
Instrument Date	Dec 23, 2020
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 ESPY ST BUFORD GA 305183262, BUFORD, GA 30518-3262

Mortgage

Document Number	582200210
Date	Dec 28, 2020
Book Page	058220/000210

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Buford City
County	Gwinnett County
Unified School District	Buford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,138.00 (+4.73%)	$288,400 (+4.72%) Land $40,000 Building $248,400	$721,000 (+4.72%) Land $100,000 Building $621,000
2023	$3,951.00	$275,400 Land $26,000 Building $249,400
2022			$688,500 Land $65,000 Building $623,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFORD serves 8,482 people · EPA ID GA1350000
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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