Gwinnett County property record for 440 Espy St, Buford, GA 30518
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,176 sqft · built 2015 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Apr 2019) |
| Tax Bill | $1,616 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-269A-127 |
| Primary APN | 7-269A-127 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,176 sqft Living Area |
| Attic Area | 220 sqft |
| Basement Area | 1,444 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 7269A127 |
|---|---|
| Street Address | 440 ESPY ST |
| City | BUFORD |
| State | GA |
| Zip | 30518-3262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100-SINGLE FAM RES |
| Legal Description | L3 ALEXANDER ST |
| Legal Subdivision | ALEXANDER ST |
| Legal Lot Number | 3 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | BUFORD-SUGAR HILL |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 50105 |
Source: Gwinnett County records · APN 7-269A-127
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 440 ESPY ST, BUFORD, GA 30518-3262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 09, 2021 | Deed of Trust, Mortgage · VA Mortgage ARBOR BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · VA Mortgage ARBOR BK |
| Jan 21, 2020 | Deed of Trust, Mortgage · VA Mortgage ARBOR BK |
| May 02, 2019 | Quit Claim Deed, Mortgage · VA Mortgage ARBOR BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Jun 24, 2014 · Amount on Record |
| Deed Document Number | 0056563154 |
| Deed Book / Page | 54187 / 382 |
| Prior Transfer Date | Mar 29, 2016 |
| Prior Transfer Doc | 2016-007276 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 440 ESPY ST, BUFORD, GA 30518-3262 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 440 ESPY ST, BUFORD, GA 30518-3262 |
| Document Number | 0591650000000124 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 0000059165/0000000124 |
| Name | ARBOR BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 440 ESPY ST, BUFORD, GA 30518-3262 |
| Document Number | 0581290001 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 ESPY ST BUFORD GA 305183262, BUFORD, GA 30518-3262 |
| Document Number | 0581290001 |
|---|---|
| Date | Dec 02, 2020 |
| Book Page | 058129/000001 |
| Name | ARBOR BK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68130 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 440 ESPY ST, BUFORD, GA 30518-3262 |
| Document Number | 0572080356 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 440 ESPY ST BUFORD GA 305183262, BUFORD, GA 30518-3262 |
| Document Number | 0572080356 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 057208/000356 |
| Name | ARBOR BK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68130 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jan 27, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | May 02, 2019 |
| Property Address | 440 ESPY ST, BUFORD, GA 30518-3262 |
| Document Number | 0565630154 |
| Book / Page | 056563 / 000154 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 440 ESPY ST BUFORD GA 305183262, BUFORD, GA 30518-3262 |
| Document Number | 565630155 |
|---|---|
| Date | May 02, 2019 |
| Book Page | 056563/000155 |
| Name | ARBOR BK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68130 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 01, 2046 |
Source: Gwinnett County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Buford City |
| County | Gwinnett County |
| Unified School District | Buford City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,616.00 (+9.71%) | $281,080 (+4.85%) Land $40,000 Building $241,080 | $702,700 (+4.85%) Land $100,000 Building $602,700 |
| 2023 | $1,473.00 | $268,080 Land $26,000 Building $242,080 | |
| 2022 | $670,200 Land $65,000 Building $605,200 |
Source: FEMA National Flood Hazard Layer as of June 7, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BUFORD serves 8,482 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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