46 W Oak St, Willits, CA 95490 Property Records

Mendocino County property record for 46 W Oak St, Willits, CA 95490 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.22 acres (9,579 sqft)
Owner2 Individual Names on File
Last Sale$108,500 (Apr 2009)
Tax Bill$1,686 (2025)
Deeds & MortgagesSep 2020 Reverse Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN006-074-04

Property Details

APN / Parcel Number

Primary APN006-074-04
Alternative APN
  • 006-074-04-00

Exterior

Lot Area9,579 sqft (0.22 acres)

Location & Zoning

Old Parcel Number006-074-04
Street Address46 W OAK ST
CityWILLITS
StateCA
Zip95490-3852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 OF BLOCK 1 OF OAK PARK ADDITION TO WILLITS.
Legal SubdivisionOAK PARK ADDITION
Legal Block1
Legal Lot Number8
JurisdictionMENDOCINO CA
Township / Civil DivisionWILLITS
Census Block Group4
Census Block4007
Census Tract10700

Owner

Source: Mendocino County records · APN 006-074-04

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46 W OAK ST, WILLITS, CA 95490-3852
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Sep 21, 2020Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2009 · Amount on Record
Deed SaleApr 14, 2009 · Amount on Record
Prior SaleOct 17, 2008 · Amount on Record
Deed Document Number20095106
Prior Transfer DateJul 14, 1999
Prior Transfer Doc0000017490
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMENDOCINO CA
Property Address46 W OAK ST, WILLITS, CA 95490-3852
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 W OAK ST, WILLITS, CA 95490-3852

Mortgage

Document Number0000013018
DateSep 30, 2020
Instrument2020-13018
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.34%
Type Change DateOct 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMENDOCINO CA
Property Address46 W OAK ST, WILLITS, CA 95490-3852
Document Number0000013019
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address46 W OAK ST WILLITS CA 954903852, WILLITS, CA 95490-3852

Mortgage

Document Number0000013019
DateSep 30, 2020
Instrument13019
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate3.34%

Tax Assessment & Valuation

Source: Mendocino County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMendocino County
MunicipalityWillits City
Unified School DistrictWillits Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$216,696 (+2%) Land $98,505 Building $118,191
2025$1,686.00 (-49.76%)$212,448 (+4.04%) Land $96,574 Building $115,874
2023$3,356.00 (+6.3%)$204,200 Land $92,825 Building $111,375
2020$3,157.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mendocino County (06045C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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