Buncombe County property record for 37 Stone House Rd, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,923 sqft · built 2006 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $660,000 (Jan 2021) |
| Tax Bill | $3,238 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 729293-2020-202 |
| Primary APN | 729293-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,923 sqft Living Area |
| Gross Area | 4,711 sqft |
| 1st Floor Area | 432 sqft |
| Upper Floors Area | 2,018 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 348 sqft |
| Deck Area | 408 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 729293-2020-202 |
|---|---|
| Street Address | 37 STONE HOUSE RD |
| City | ARDEN |
| State | NC |
| Zip | 28704-6600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: WAIGHTSTILL MOUNTAIN LOT: 106 PLAT: 0090-0012 |
| Legal Subdivision | WAIGHTSTILL MOUNTAIN |
| Legal Block | 4 |
| Legal Lot Number | 106 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | AVERY CREEK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 2303 |
Source: Buncombe County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 37 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY BANK |
| Jan 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jun 18, 2019 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2021 · Amount on Record |
| Deed Sale | Jan 26, 2021 · Amount on Record |
| Prior Sale | Jan 29, 2008 · Amount on Record |
| Deed Book / Page | 6011 / 1008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 24, 2026 |
| Property Address | 37 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 6605000361 |
| Book / Page | 6605 / 361 |
| Instrument Date | Jun 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TRITON ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 37 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 6605000361, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 6605/361 |
| Name | UNIVERSITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jan 26, 2021 |
| Property Address | 37 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 0060111008 |
| Book / Page | 6011 / 1008 |
| Map Reference | MB 90 PG 12 |
| Instrument Date | Jan 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9828 CONIFER LN, 9828, MURRELLS INLET, SC 29576-8395 |
| Name | Verified Name |
|---|---|
| Address | 37 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 60111017 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 6011/1017 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 2% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 37 STONE HOUSE RD, ARDEN, NC 28704-6600 |
| Document Number | 0057851941 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 37 STONE HOUSE RD ARDEN NC 287046600, ARDEN, NC 28704-6600 |
| Document Number | 0057851941 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 005785/001941 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,238.00 (+8.15%) | $502,400 (-) Land $54,200 Building $448,200 | $502,400 (-) Land $54,200 Building $448,200 |
| 2023 | $2,994.00 | $502,400 | $502,400 (-) Land $54,200 Building $448,200 |
| 2021 | $502,400 Land $54,200 Building $448,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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