46 Smithfield Rd, Louisa, VA 23093 Property Records

Louisa County property record for 46 Smithfield Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,055 sqft · built 2005
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Apr 2022)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`79 48B`

Property Details

APN / Parcel Number

Primary APN	`79 48B`
Alternative APNs	`28378` `26918`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	1,812 sqft
Attic	Attic
Attic Area	284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	92,347 sqft (2.12 acres)
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	106 sqft
Deck Area	160 sqft
Patio Area	842 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	26918
Street Address	46 SMITHFIELD RD
City	LOUISA
State	VA
Zip	23093-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	LOT 1 DB 1836/190 2.12 AC
Legal Lot Number	1
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2027
Census Tract	950400

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 SMITHFIELD RD, LOUISA, VA 23093-2432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 11, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Deed Document Number	20223727
Deed Book / Page	1836 / 190
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 8, 2022
Property Address	46 SMITHFIELD RD, LOUISA, VA 23093-2432
Document Number	001836/190
Book / Page	1836 / 190
Map Reference	MB 986 PG 166
Instrument Date	Apr 6, 2022
Instrument	202200003727
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SMITHFIELD RD, LOUISA, VA 23093-2432

Mortgage

Document Number	0001836194
Date	Apr 8, 2022
Instrument	1836/194

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	46 SMITHFIELD RD, LOUISA, VA 23093-2432
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1776/109
Date	Jul 13, 2021
Book Page	1776/109
Instrument	202100008387

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	46 SMITHFIELD RD, LOUISA, VA 23093-2432
Document Number	0000008222
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 SMITHFIELD RD LOUISA VA 230932432, LOUISA, VA 23093-2432

Mortgage

Document Number	0000008222
Date	Sep 17, 2019
Book Page	001632/000949
Instrument	8222

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	46 SMITHFIELD RD, LOUISA, VA 23093-2432
Document Number	0000009573
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 SMITHFIELD RD LOUISA VA 230932432, LOUISA, VA 23093-2432

Mortgage

Document Number	0000009573
Date	Oct 17, 2018
Book Page	001585/000737
Instrument	9573

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate	5.37%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	46 SMITHFIELD RD, LOUISA, VA 23093-2432
Document Number	0000010668
Book / Page	001542 / 000660
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 SMITHFIELD RD LOUISA VA 230932432, LOUISA, VA 23093-2432

Mortgage

Document Number	0000010668
Date	Dec 18, 2017
Book Page	001542/000660
Instrument	10668

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,504 (+5.4%) Land $56,300 Building $400,204	$456,504 (+5.4%) Land $56,300 Building $400,204
2025	$3,118.00 (+8.19%)	$433,100 (+16.39%) Land $45,900 Building $387,200	$433,100 (+16.39%) Land $45,900 Building $387,200
2024	$2,882.00 (+98.76%)
2023		$372,100 Land $36,800 Building $335,300
2022	$1,450.00		$372,100 Land $36,800 Building $335,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Smithfield Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures