Louisa County property record for 220 Smithfield Rd, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1983 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,234 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 79 50 |
| Primary APN | 79 50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 94,525 sqft (2.17 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12429 |
|---|---|
| Street Address | 220 SMITHFIELD RD |
| City | LOUISA |
| State | VA |
| Zip | 23093-2433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | FORK CREEK DB 1447/846 2.17AC |
| Legal Subdivision | FORK CREEK |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | MOUNTAIN ROAD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950400 |
220 Smithfield Rd is owned and occupied by two individuals.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 SMITHFIELD RD, LOUISA, VA 23093-2433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 220 SMITHFIELD RD, LOUISA, VA 23093-2433 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 1746/743 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 1746/743 |
| Instrument | 202100003323 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate | 3.37% |
|---|
The 2025 property tax bill for 220 Smithfield Rd was $1,234, up 6.5% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,700 (+7.18%) Land $56,600 Building $127,100 | $183,700 (+7.18%) Land $56,600 Building $127,100 | |
| 2025 | $1,234.00 (+6.47%) | $171,400 Land $46,200 Building $125,200 | $171,400 Land $46,200 Building $125,200 |
| 2024 | $1,159.00 | ||
| 2023 | $150,200 Land $37,100 Building $113,100 | ||
| 2022 | $643.00 | $150,200 Land $37,100 Building $113,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 Smithfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Smithfield Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures