133 Smithfield Rd, Louisa, VA 23093 Property Records

Louisa County property record for 133 Smithfield Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,175 sqft · built 2007
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,700 (Oct 2005)
Tax Bill	$4,513 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79 6 C`

Property Details

APN / Parcel Number

Primary APN	`79 6 C`
Alternative APNs	`25930` `24494`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,175 sqft Living Area
1st Floor Area	2,148 sqft
Attic	Attic
Attic Area	814 sqft
Basement Area	2,148 sqft
Finished Basement	859 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	239,580 sqft (5.5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	333 sqft
Deck Area	289 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24494
Street Address	133 SMITHFIELD RD
City	LOUISA
State	VA
Zip	23093-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	FORK CREEK & MITCHELL PARCEL C DB 955/972 5.500AC
Legal Subdivision	FORK CREEK
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2027
Census Tract	950400

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 SMITHFIELD RD, LOUISA, VA 23093-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU INC
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2005 · Amount on Record
Deed Sale	Oct 7, 2005 · Amount on Record
Deed Document Number	200511797
Deed Book / Page	955 / 972
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	133 SMITHFIELD RD, LOUISA, VA 23093-2452
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001828/222
Date	Feb 28, 2022
Book Page	1828/222
Instrument	202200002178

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	133 SMITHFIELD RD, LOUISA, VA 23093-2452
Document Number	0000001323
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	133 SMITHFIELD RD LOUISA VA 230932452, LOUISA, VA 23093-2452

Mortgage

Document Number	0000001323
Date	Feb 5, 2020
Book Page	001656/000609
Instrument	1323

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2035

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,600 (+3.46%) Land $70,700 Building $577,900	$648,600 (+3.46%) Land $70,700 Building $577,900
2025	$4,513.00 (+6.87%)	$626,900 (+13.47%) Land $60,300 Building $566,600	$626,900 (+13.47%) Land $60,300 Building $566,600
2024	$4,223.00 (+88.02%)
2023		$552,500 Land $51,200 Building $501,300
2022	$2,246.00		$552,500 Land $51,200 Building $501,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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