175 Smithfield Rd, Louisa, VA 23093 Property Records

Louisa County property record for 175 Smithfield Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,492 sqft · built 2001
Lot Size	24.8 acres (1,082,030 sqft)
Owner	Individual Name on Record
Last Sale	$342,900 (Jul 2017)
Tax Bill	$3,864 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79 6 A`

Property Details

APN / Parcel Number

Primary APN	`79 6 A`
Alternative APNs	`13048` `12627`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Finished Basement	75 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,082,030 sqft (24.8 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12627
Street Address	175 SMITHFIELD RD
City	LOUISA
State	VA
Zip	23093-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	FORK CREEK & MITCHELL PLAT 688/060 PARCEL A DB 1517/928 24.838 AC
Legal Subdivision	FORK CREEK
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2027
Census Tract	950400

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 SMITHFIELD RD, LOUISA, VA 23093-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jul 11, 2017	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20175837
Deed Book / Page	1517 / 928
Prior Transfer Date	Sep 29, 2010
Prior Transfer Doc	0000005669
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	175 SMITHFIELD RD, LOUISA, VA 23093-2452
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001745/513
Date	Mar 17, 2021
Book Page	1745/513
Instrument	202100003108

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	175 SMITHFIELD RD, LOUISA, VA 23093-2452
Document Number	0000001691
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 SMITHFIELD RD LOUISA VA 230932452, LOUISA, VA 23093-2452

Mortgage

Document Number	0000001691
Date	Feb 19, 2020
Book Page	001658/000364
Instrument	1691

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 11, 2017
Property Address	175 SMITHFIELD RD, LOUISA, VA 23093-2452
Document Number	0000005837
Book / Page	001517 / 000928
Instrument Date	Jul 4, 2017
Instrument	5837
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	175 SMITHFIELD RD LOUISA VA 230932452, LOUISA, VA 23093-2452

Mortgage

Document Number	5838
Date	Jul 11, 2017
Book Page	001517/000931
Instrument	5838

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,900 (+7.28%) Land $165,000 Building $410,900	$575,900 (+7.28%) Land $165,000 Building $410,900
2025	$3,864.00 (+14.45%)	$536,800 (+14.16%) Land $137,200 Building $399,600	$536,800 (+14.16%) Land $137,200 Building $399,600
2024	$3,376.00 (+85.19%)
2023		$470,200 Land $122,400 Building $347,800
2022	$1,823.00		$470,200 Land $122,400 Building $347,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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