Anne Arundel County property record for 46 River Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,065 sqft · built 2000 |
| Lot Size | 0.166 acres (7,255 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,975,000 (Jun 2004) |
| Tax Bill | $15,399 (2023) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-09975000 |
| Primary APN | 02-047-09975000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,065 sqft Total Area |
| 1st Floor Area | 1,634 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,255 sqft (0.166 acres) |
| View / Lot | Water |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 04709975000 |
|---|---|
| Old Parcel Number | 204709975000 |
| Street Address | 46 RIVER DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 15 SEC 4 46 RIVER DR BAY RIDGE |
| Legal Section | 04 |
| Legal Subdivision | BAY RIDGE |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2004 · Amount on Record |
| Deed Sale | Jun 29, 2004 · Amount on Record |
| Prior Sale | Aug 10, 1998 · Amount on Record |
| Deed Document Number | 992800 |
| Deed Book / Page | 15033 / 445 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 46 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Document Number | 0339980077 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2020 |
| Title Company | BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 RIVER DR ANNAPOLIS MD 214034424, ANNAPOLIS, MD 21403-4424 |
| Document Number | 0339980077 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 033998/000077 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2049 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $15,399.00 Homeowner's exemption | $1,899,100 Land $1,179,800 Building $719,300 | $1,899,100 Land $1,179,800 Building $719,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
4G LTE only, no 5G reported
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