Anne Arundel County property record for 44 River Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,531 sqft · built 1998 |
| Lot Size | 0.157 acres (6,830 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,525,000 (Apr 2016) |
| Tax Bill | $17,637 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-09973600 |
| Primary APN | 02-047-09973600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,531 sqft Living Area |
| Gross Area | 3,089 sqft |
| 1st Floor Area | 1,725 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,830 sqft (0.157 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 04709973600 |
|---|---|
| Street Address | 44 RIVER DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 14 SC 4 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2016 · Amount on Record |
| Deed Sale | Apr 11, 2016 · Amount on Record |
| Prior Sale | Mar 27, 1997 · Amount on Record |
| Deed Book / Page | 29449 / 198 |
| Last Transfer Date | Aug 5, 2016 |
| Transfer Doc | 0301390158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 44 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0365500373 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 36550/373 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,735,900 (+16.62%) Land $2,215,700 Building $520,200 | $2,735,900 (-) Land $2,215,700 Building $520,200 | |
| 2025 | $17,637.00 (+2.75%) Homeowner's exemption | $2,346,000 (+49.79%) | $2,735,900 (+74.68%) Land $2,215,700 Building $520,200 |
| 2024 | $17,165.00 (+14.65%) | ||
| 2023 | $14,971.00 Homeowner's exemption | $1,566,200 Land $1,174,600 Building $391,600 | $1,566,200 Land $1,174,600 Building $391,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
4G LTE only, no 5G reported
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