34 River Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 34 River Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 5,336 sqft · built 2014
Lot Size0.246 acres (10,727 sqft)
Owner2 Individual Names on File
Last Sale$1,950,000 (Jun 2019)
Tax Bill$20,966 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-047-09843609

Property Details

APN / Parcel Number

Primary APN02-047-09843609
Alternative APNs
  • 204709843609
  • 04709843609

Interior

Full Baths5.5 Baths
Half Baths3 Half Baths
Stories2 Stories
Building Area5,336 sqft Living Area
Gross Area5,696 sqft
1st Floor Area2,077 sqft
Basement Area1,500 sqft
Finished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,727 sqft (0.246 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area877 sqft
Deck Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number04709843609
Street Address34 RIVER DR
CityANNAPOLIS
StateMD
Zip21403-4424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 9 PT LT 8 SC 4 BAY RIDGE
Legal SubdivisionBAY RIDGE
Legal Block4
Legal Lot Number8
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4011
Census Tract702602

Owner

34 River Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address34 RIVER DR, ANNAPOLIS, MD 21403-4424
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2019 · Amount on File
Deed SaleJun 28, 2019 · Amount on File
Prior SaleMay 23, 2013 · Amount on File
Deed Book / Page33293 / 134
Record UpdatedOct 29, 2026

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 28, 2019
Property Address34 RIVER DR, ANNAPOLIS, MD 21403-4424
Document Number0332930134
Book / Page33293 / 134
Map ReferenceMB 3 FO 44
Instrument DateMay 23, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyLIBERTY T&E OF MD LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$29,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address34 RIVER DR, ANNAPOLIS, MD 21403-4424

Mortgage

Document Number33293142
DateJun 28, 2019
Instrument33293/142
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 34 River Dr was $20,966 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,300,500 Land $2,319,900 Building $980,600$3,300,500 Land $2,319,900 Building $980,600
2025$20,966.00
2023$18,018.00 Homeowner's exemption$1,963,700 Land $1,222,400 Building $741,300$1,963,700 Land $1,222,400 Building $741,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Nearby Flood Policies64 in force
Nearby Flood Claims7 (2003–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 34 River Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on River Dr

Nearby Streets

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