Anne Arundel County property record for 42 River Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,827 sqft · built 1930 |
| Lot Size | 0.316 acres (13,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Nov 2014) |
| Tax Bill | $16,703 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-00289500 |
| Primary APN | 02-047-00289500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| Gross Area | 2,324 sqft |
| 1st Floor Area | 1,218 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,757 sqft (0.316 acres) |
| View / Lot | Waterfront |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 700 sqft |
| Deck Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 04700289500 |
|---|---|
| Street Address | 42 RIVER DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LTS 13 54 SC 4 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage GLEN BURNIE MUTUAL SAVINGS BANK |
| Dec 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2014 · Amount on Record |
| Deed Sale | Nov 14, 2014 · Amount on Record |
| Deed Book / Page | 27801 / 489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 42 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MARYLAND FIRST TITLE LTD |
| Name | Verified Name |
|---|
| Document Number | 0305050168 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 30505/168 |
| Instrument | 30505-168 |
| Name | GLEN BURNIE MUTUAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 42 RIVER DR, ANNAPOLIS, MD 21403-4424 |
| Document Number | 0342370145 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42 RIVER DR ANNAPOLIS MD 214034424, ANNAPOLIS, MD 21403-4424 |
| Document Number | 0342370145 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 034237/000145 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 24, 2025 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,670,400 (+83.81%) Land $2,401,000 Building $269,400 | $2,670,400 (+83.81%) Land $2,401,000 Building $269,400 | |
| 2025 | $16,703.00 (+18.42%) | ||
| 2023 | $14,105.00 Homeowner's exemption | $1,452,800 Land $1,259,500 Building $193,300 | $1,452,800 Land $1,259,500 Building $193,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
4G LTE only, no 5G reported
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