46 Rio Vista Cir, Durango, CO 81301 Property Records

La Plata County property record for 46 Rio Vista Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,134 sqft · built 1958
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Jun 2024)
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`5665-174-23-018`

Property Details

APN / Parcel Number

Primary APN	`5665-174-23-018`
Alternative APN	`R010762`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,134 sqft Living Area
Gross Area	1,410 sqft
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	276 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R010762
Street Address	46 RIO VISTA CIR
City	DURANGO
State	CO
Zip	81301-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERVIEW PARK RESUB BLOCK: 2 LOT: 10 RIVERVIEW PARK 2ND RESUB 46 RIO VISTA CIR DURANGO 81301
Legal Subdivision	RIVERVIEW PARK RESUB
Legal Block	2
Legal Lot Number	10
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3008
Census Tract	970800

Owner

Source: La Plata County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2111 CHURCH ST NW, ALBUQUERQUE, NM 87104-1408
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Oct 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Deed Document Number	20241232758
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Sep 29, 2026
Property Address	46 RIO VISTA CIR, DURANGO, CO 81301-4344
Document Number	0001258520
Instrument Date	Sep 29, 2026
Instrument	20261258520
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 CHURCH ST NW, ALBUQUERQUE, NM 87104-1408

Mortgage

Document Number	0001258520,
Date	Sep 29, 2026
Instrument	20261258520

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 15, 2018
Property Address	46 RIO VISTA CIR, DURANGO, CO 81301-4344
Document Number	0001149294
Instrument Date	Sep 17, 2018
Instrument	1149294
Transaction Type	Transfer
Record Updated	Oct 24, 2018

Transaction

Amount	Amount Recorded
Tax	$1.90
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 RIO VISTA CIR DURANGO CO 813014344, DURANGO, CO 81301-4344

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,140 (-2.07%) Land $17,140 Building $24,000	$672,090 (-) Land $280,000 Building $392,090
2025	$2,224.00 (+62.57%)	$42,010 (+23.41%) Land $17,500 Building $24,510	$672,090 (+32.29%) Land $280,000 Building $392,090
2023	$1,368.00 (+11.4%)	$34,040 (+12.64%) Land $12,770 Building $21,270	$508,030 (+16.86%) Land $190,610 Building $317,420
2022	$1,228.00	$30,220 Land $12,250 Building $17,970	$434,740 Land $176,250 Building $258,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon.

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