La Plata County property record for 45 Rio Vista Cir, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,991 sqft · built 1976 |
| Lot Size | 0.232 acres (10,096 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,926 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-174-24-019 |
| Primary APN | 5665-174-24-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,991 sqft Living Area |
| 1st Floor Area | 1,994 sqft |
| Basement Area | 997 sqft |
| Finished Basement | 997 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Modern |
| Lot Area | 10,096 sqft (0.232 acres) |
| Garage Type | Detached |
| Garage Area | 483 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 105 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R006291 |
|---|---|
| Street Address | 45 RIO VISTA CIR |
| City | DURANGO |
| State | CO |
| Zip | 81301-4343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RIVERVIEW PARK RESUB BLOCK: 1 LOT: 10-A RESUB OF LOTS 10, 11 & 12 45 RIO VISTA CIR DURANGO 81301 |
| Legal Subdivision | RIVERVIEW PARK RESUB |
| Legal Block | 1 |
| Legal Lot Number | 10-A |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 970800 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 RIO VISTA CIR, DURANGO, CO 81301-4343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 45 RIO VISTA CIR, DURANGO, CO 81301-4343 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | T TITLE DURANGO |
| Name | Verified Name |
|---|
| Document Number | 0001195389 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 1195389 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,370 (+0.2%) Land $19,640 Building $35,730 | $884,170 (-) Land $313,600 Building $570,570 | |
| 2025 | $2,926.00 (+56.81%) | $55,260 (+18.97%) Land $19,600 Building $35,660 | $884,170 (+27.54%) Land $313,600 Building $570,570 |
| 2023 | $1,866.00 (+15.19%) | $46,450 (+16.53%) Land $14,690 Building $31,760 | $693,250 (+20.87%) Land $219,210 Building $474,040 |
| 2022 | $1,620.00 | $39,860 Land $13,720 Building $26,140 | $573,530 Land $197,400 Building $376,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FastTrack Communications, Verizon, Vero Fiber, Visionary Broadband.
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