46 Lone Oak Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 46 Lone Oak Ct, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details2,760 sqft · built 2013
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$298,000 (Jun 2024)
Tax Bill$1,239 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN359-03-03-029-SGU

Property Details

APN / Parcel Number

Primary APN359-03-03-029-SGU
Alternative APN
  • 50948

Interior

Stories2 Stories
Building Area2,760 sqft Gross Area
Gross Area2,364 sqft
1st Floor Area1,068 sqft
2nd Floor Area1,296 sqft

Exterior

Year BuiltBuilt 2013
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.339 acres)
Garage TypeAttached
Garage Area228 sqft
PorchPorch
Porch Area144 sqft
Deck Area24 sqft

Location & Zoning

Account Number50948
Old Parcel Number359-03-03-029 SGU
Street Address46 LONE OAK CT
CityELGIN
StateSC
Zip29045-8391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionWOODTRACE SUBDIV PHASE 3 LOT 29
Legal SubdivisionWOODTRACE SUBD
Legal Phase3
Legal Lot Number29
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1012
Census Tract970908

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 LONE OAK CT, ELGIN, SC 29045-8391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2024 · Amount on Record
Deed SaleJun 13, 2024 · Amount on Record
Prior SaleJun 17, 2013 · Amount on Record
Deed Document Number2024-4844
Deed Book / Page5158 / 121
Record UpdatedJun 8, 2026

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateMay 16, 2018
Property Address46 LONE OAK CT, ELGIN, SC 29045-8391
Document Number0000003805
Book / Page003860 / 000001
Instrument DateMay 11, 2018
Instrument3805
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$625.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address46 LONE OAK CT ELGIN SC 290458391, ELGIN, SC 29045-8391

Mortgage

Document Number3806
DateMay 16, 2018
Book Page003860/000005
Instrument3806
Lender
NameMAGNOLIA BK
TypeBank
AddressCAMPBELLSVILLE, KY 42718
Agreement
AmountAmount Recorded
Term360 Months
DueMay 15, 2048

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,239.00 (+45.25%)$298,000 (+42.31%) Land $40,000 Building $258,000$298,000 (+42.31%)
2023$853.00$209,400 Land $25,000 Building $184,400$209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lone Oak Ct

Nearby Streets

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