Kershaw County property record for 32 Lone Oak Ct, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2012 |
| Square Footage | 1,728 sqft Gross Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Garage | Attached, 120 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $133,700 (2011) |
Source: Kershaw County records · APN 359-03-03-017-SGU
Assessment roll updated November 7, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 LONE OAK CT, ELGIN, SC 29045-8391 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 07, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC |
| Oct 12, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2011 · Amount on Record |
| Deed Sale | May 18, 2011 · Amount on Record |
| Prior Sale | Jun 16, 2010 · Amount on Record |
| Deed Book / Page | 2800 / 226 |
| Transfer Doc | 0000008065 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 26, 2026 |
| Property Address | 32 LONE OAK CT, ELGIN, SC 29045-8391 |
| Document Number | 0000006174 |
| Book / Page | 5623 / 84 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20266174 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 32 LONE OAK CT, ELGIN, SC 29045-8391 |
| Document Number | 0000006174, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 5623/84 |
| Instrument | 20266174 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 32 LONE OAK CT, ELGIN, SC 29045-8391 |
| Document Number | 0000009952 |
| Instrument Date | Aug 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 32 LONE OAK CT ELGIN SC 290458391, ELGIN, SC 29045-8391 |
| Document Number | 0000009952 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 004331/000142 |
| Instrument | 9952 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Oct 12, 2018 |
| Property Address | 32 LONE OAK CT, ELGIN, SC 29045-8391 |
| Document Number | 0000008065 |
| Book / Page | 003932 / 000021 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 8065 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 LONE OAK CT ELGIN SC 290458391, ELGIN, SC 29045-8391 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149,700 (-) Land $25,000 Building $124,700 | $149,700 (-) | |
| 2023 | $1,232.00 | $149,700 Land $25,000 Building $124,700 | $149,700 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 33% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 359-03-03-017-SGU |
|---|---|
| Alternative APN |
|
| Building Area | 1,728 sqft Gross Area |
|---|---|
| 1st Floor | 1,222 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Mansard Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached Garage |
| Garage Area | 120 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 18 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 50935 |
|---|---|
| Street Address | 32 LONE OAK CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8391 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WOODTRACE SUBDIV LOT 17 |
| Legal Subdivision | WOODTRACE SUBD |
| Legal Lot Number | 17 |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 970908 |
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