Kershaw County property record for 34 Lone Oak Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,585 sqft · built 2010 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2024) |
| Tax Bill | $1,174 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 359-03-03-018-SGU |
| Primary APN | 359-03-03-018-SGU |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,585 sqft Gross Area |
| Gross Area | 1,943 sqft |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 18 sqft |
| Account Number | 50936 |
|---|---|
| Old Parcel Number | 359-03-03-018 SGU |
| Street Address | 34 LONE OAK CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | WOODTRACE SUBDIVISION PHASE III LOT 18 |
| Legal Subdivision | WOODTRACE SUBD |
| Legal Phase | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970908 |
34 Lone Oak Ct is owned and occupied by an individual who bought it in October 2024.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 LONE OAK CT, ELGIN, SC 29045-8391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed of Trust, Mortgage · USDA Mortgage NATIONSTAR MORTGAGE LLC |
| May 23, 2019 | Loan Modification, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on File |
| Deed Sale | Oct 1, 2024 · Amount on File |
| Prior Sale | Dec 28, 2010 · Amount on File |
| Deed Document Number | 2024-8274 |
| Deed Book / Page | 5223 / 83 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 34 LONE OAK CT, ELGIN, SC 29045-8391 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 34 LONE OAK CT, ELGIN, SC 29045-8391 |
| Document Number | 202300000531 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 4883/41 |
| Instrument | 202300000531 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 210 Months |
| Due | Jul 1, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 34 LONE OAK CT, ELGIN, SC 29045-8391 |
| Document Number | 0000009093 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 34 LONE OAK CT ELGIN SC 290458391, ELGIN, SC 29045-8391 |
| Document Number | 0000009093 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 004123/000053 |
| Instrument | 9093 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 11, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 34 Lone Oak Ct was $1,174.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 | $250,000 Land $40,000 Building $210,000 | $250,000 |
| 2023 | $1,123.00 | $182,100 Land $25,000 Building $157,100 | $182,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Lone Oak Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Lone Oak Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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