Kershaw County property record for 42 Lone Oak Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 2,489 sqft · built 2014 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,200 (Sep 2014) |
| Tax Bill | $1,079 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 359-03-03-027-SGU |
| Primary APN | 359-03-03-027-SGU |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,489 sqft Gross Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Account Number | 50946 |
|---|---|
| Street Address | 42 LONE OAK CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | WOODTRACE SUBDIVISION PHASE III LOT 27 |
| Legal Subdivision | WOODTRACE SUBD |
| Legal Phase | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970908 |
Source: Kershaw County records, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 LONE OAK CT, ELGIN, SC 29045-8391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2014 · Amount on Record |
| Deed Sale | Sep 23, 2014 · Amount on Record |
| Prior Sale | Sep 23, 2014 · Amount on Record |
| Deed Book / Page | 3281 / 33 |
| Last Transfer Date | Nov 2, 2024 |
| Transfer Doc | 0020249452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Oct 14, 2026 |
| Property Address | 42 LONE OAK CT, ELGIN, SC 29045-8391 |
| Document Number | 0000009802 |
| Book / Page | 5697 / 97 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 20269802 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 42 LONE OAK CT, ELGIN, SC 29045-8391 |
| Document Number | 0000009802, |
|---|---|
| Date | Oct 14, 2026 |
| Book Page | 5697/97 |
| Instrument | 20269802 |
| Name | MILEND INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 385 Months |
| Due | Nov 1, 2058 |
| Max Rate | -1% |
|---|
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,079.00 (+8.12%) | $180,100 (-) Land $25,000 Building $155,100 | $180,100 (-) |
| 2023 | $998.00 | $180,100 Land $25,000 Building $155,100 | $180,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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