61 Elm Ter, Dover, DE 19901 Property Records

Kent County property record for 61 Elm Ter, Dover, DE 19901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,590 sqft · built 1932
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (May 2020)
Tax Bill	$1,558 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-077.09-05-54.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-077.09-05-54.00-000`
Alternative APNs	`ED05077.090554.00/000` `13873`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Major Street/Thoroughfare
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13873
Street Address	61 ELM TER
City	DOVER
State	DE
Zip	19901-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	N. SIDE ELM TERRACE, DOVER 61 ELM TERRACE
Legal Subdivision	ELM TERRACE
Legal Lot Number	9
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2024
Census Tract	41300

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	61 ELM TER, DOVER, DE 19901-3603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
May 6, 2020	Deed, Transfer · FHA Mortgage MANUFACTURERS & TRADERS TRUST CO
Sep 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	Oct 1, 1991
Deed Document Number	2020385151
Deed Book / Page	10169 / 77
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0000369301
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	61 ELM TER, DOVER, DE 19901-3603
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426977
Date	Aug 16, 2021
Book Page	11304/92
Instrument	2021-426977

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	61 ELM TER, DOVER, DE 19901-3603
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000410529
Date	Mar 2, 2021
Book Page	10850/209
Instrument	2021-410529

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	May 6, 2020
Property Address	61 ELM TER, DOVER, DE 19901-3603
Document Number	0000385151
Book / Page	10169 / 77
Map Reference	VOL 12 PG 132
Instrument Date	May 1, 2020
Instrument	2020-385151
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 E DARBY CIR, DOVER, DE 19904-6048

Mortgage

Document Number	0000385152
Date	May 6, 2020
Instrument	2020-385152

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT DE
Recording Date	Sep 13, 2019
Property Address	61 ELM TER, DOVER, DE 19901-3603
Document Number	0000369301
Book / Page	009768 / 000097
Instrument Date	Sep 4, 2019
Instrument	369301
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	241 RIVER DR MILLSBORO DE 199661123, MILLSBORO, DE 19966-1123

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT DE
Recording Date	Jul 2, 2019
Property Address	61 ELM TER, DOVER, DE 19901-3603
Document Number	0000364645
Book / Page	009658 / 000162
Instrument Date	Jun 13, 2019
Instrument	364645
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28755 LAKEVIEW RD MILLSBORO DE 199662827, MILLSBORO, DE 19966-2827

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,558.00 (+5.84%)	$250,500 (+601.68%) Land $79,200 Building $171,300
2025	$1,472.00 (+40.19%)
2023	$1,050.00	$35,700 Land $13,300 Building $22,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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