46 Elden Point Rd, Bailey Island, ME 04003 Property Records

Cumberland County and Harpswell Town property record for 46 Elden Point Rd, Bailey Island, ME 04003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,229 sqft · built 2019
Lot Size0.67 acres (29,185 sqft)
OwnerIndividual Name on Record
Tax Bill$6,707 (2025)
Deeds & MortgagesJan 2021 Sale
Flood ZoneZone X (minimal risk)
APNHARP M:020 L:030

Property Details

APN / Parcel Number

Primary APNHARP M:020 L:030
Alternative APN
  • 1682

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,229 sqft Living Area
Gross Area6,598 sqft
1st Floor Area2,229 sqft
AtticAttic
Attic Area2,064 sqft
Basement Area2,064 sqft
Unfinished Basement804 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,185 sqft (0.67 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1682
Street Address46 ELDEN POINT RD
CityBAILEY ISLAND
StateME
Zip04003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number30
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group1
Census Block1005
Census Tract17102

Owner

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 18, BAILEY ISLAND, ME 04003-0018
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2021
Deed SaleJan 19, 2021
Prior SaleOct 5, 2018
Deed Book / Page37704 / 37
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARPSWELL ME
Recording DateJan 19, 2021
Property Address46 ELDEN POINT RD, BAILEY ISLAND, ME 04003
Document Number0377040037
Book / Page37704 / 37
Instrument DateDec 10, 2020
Instrument3751
Transaction TypeTransfer
Record UpdatedFeb 14, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address46 ELDEN POINT RD, BAILEY ISLAND, ME 04003

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,707.00 (+4.72%)$1,007,000 (-) Land $509,900 Building $497,100
2024$6,405.00 (+4.27%)$1,007,000 (-) Land $509,900 Building $497,100
2023$6,143.00 (+3.4%)$1,007,000 (-) Land $509,900 Building $497,100
2022$5,941.00$1,007,000 Land $509,900 Building $497,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 individual policies
Nearby Flood Policies34 units insured
incl. 2 condo units
Nearby Flood Claims11 (1990–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elden Point Rd

Nearby Streets

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