Cumberland County and Harpswell Town property record for 42 Elden Point Rd, Bailey Island, ME 04003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,073 sqft · built 1965 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,623 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:020 L:028 |
| Primary APN | HARP M:020 L:028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 6,695 sqft |
| 1st Floor Area | 1,506 sqft |
| Attic | Attic |
| Attic Area | 942 sqft |
| Basement Area | 2,142 sqft |
| Unfinished Basement | 1,326 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1681 |
|---|---|
| Street Address | 42 ELDEN POINT RD |
| City | BAILEY ISLAND |
| State | ME |
| Zip | 04003-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 28 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 42 ELDEN POINT RD, BAILEY ISLAND, ME 04003-2644 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage MAINE STATE CREDIT UNION |
| Jan 19, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 |
| Deed Sale | Jan 19, 2021 |
| Deed Book / Page | 37704 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 42 ELDEN POINT RD, BAILEY ISLAND, ME 04003-2644 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0420710023 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 42071/23 |
| Instrument | 7126 |
| Name | MAINE STATE CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Jan 19, 2021 |
| Property Address | 42 ELDEN POINT RD, BAILEY ISLAND, ME 04003-2644 |
| Document Number | 0377040039 |
| Book / Page | 37704 / 39 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 3752 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 42 ELDEN POINT RD, BAILEY ISLAND, ME 04003-2644 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,623.00 (+4.71%) | $844,300 (-) Land $544,000 Building $300,300 |
| 2024 | $5,370.00 (+4.27%) | $844,300 (-) Land $544,000 Building $300,300 |
| 2023 | $5,150.00 (+3.39%) | $844,300 (-) Land $544,000 Building $300,300 |
| 2022 | $4,981.00 | $844,300 Land $544,000 Building $300,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 individual policies |
| Nearby Flood Policies | 34 units insured incl. 2 condo units |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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