Cumberland County and Harpswell Town property record for 38 Elden Point Rd, Bailey Island, ME 04003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,454 sqft · built 1980 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,386 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:020 L:026 |
| Primary APN | HARP M:020 L:026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,454 sqft Living Area |
| Gross Area | 3,026 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Logs |
| Roof Material | Asphalt |
| Lot Area | 60,548 sqft (1.39 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1680 |
|---|---|
| Street Address | 38 ELDEN POINT RD |
| City | BAILEY ISLAND |
| State | ME |
| Zip | 04003-2644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 26 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 18691 STATE ROUTE 2, WAUSEON, OH 43567-9148 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2017 |
| Deed Sale | Feb 6, 2017 |
| Deed Document Number | 20175939 |
| Deed Book / Page | 33810 / 79 |
| Record Updated | Sep 20, 2026 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,386.00 (+4.72%) | $808,700 (-) Land $584,000 Building $224,700 |
| 2024 | $5,143.00 (+4.26%) | $808,700 (-) Land $584,000 Building $224,700 |
| 2023 | $4,933.00 (+3.4%) | $808,700 (-) Land $584,000 Building $224,700 |
| 2022 | $4,771.00 | $808,700 Land $584,000 Building $224,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 individual policies |
| Nearby Flood Policies | 34 units insured incl. 2 condo units |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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