Cumberland County and Harpswell Town property record for 28 Elden Point Rd, Bailey Island, ME 04003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,790 sqft · built 1998 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $5,618 (2025) |
| Deeds & Mortgages | Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:020 L:024 |
| Primary APN | HARP M:020 L:024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 4,040 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,280 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1679 |
|---|---|
| Street Address | 28 ELDEN POINT RD |
| City | BAILEY ISLAND |
| State | ME |
| Zip | 04003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CF |
| Legal Lot Number | 24 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 1020 PENNSYLVANIA AVE NW # 303, 303, WASHINGTON, DC 20004 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 |
| Deed Sale | Feb 24, 2023 |
| Deed Document Number | 20235575 |
| Deed Book / Page | 39998 / 200 |
| Prior Transfer Date | Feb 10, 2023 |
| Prior Transfer Doc | 0399980200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Feb 24, 2023 |
| Property Address | 28 ELDEN POINT RD, BAILEY ISLAND, ME 04003 |
| Document Number | 0399980200 |
| Book / Page | 39998 / 200 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 5575 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,618.00 (+4.72%) | $843,600 (-) Land $499,700 Building $343,900 |
| 2024 | $5,365.00 (+4.26%) | $843,600 (-) Land $499,700 Building $343,900 |
| 2023 | $5,146.00 (+3.4%) | $843,600 (-) Land $499,700 Building $343,900 |
| 2022 | $4,977.00 | $843,600 Land $499,700 Building $343,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 individual policies |
| Nearby Flood Policies | 34 units insured incl. 2 condo units |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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