46 Chapital, San Clemente, CA 92672 Property Records

Orange County property record for 46 Chapital, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,173 sqft · built 1996
Lot Size	0.127 acres (5,520 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Aug 2017)
Tax Bill	$9,991 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`688-251-43`

Property Details

APN / Parcel Number

Primary APN	`688-251-43`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,173 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,520 sqft (0.127 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	46 CHAPITAL
City	SAN CLEMENTE
State	CA
Zip	92672-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14986 BLK LOT 40
Legal Subdivision	TRACT NO 14986
Legal Tract	14986
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4005
Census Tract	42109

Owner

46 Chapital is owned and occupied by two individuals who bought it in August 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 18, 2017	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on File
Deed Sale	Aug 18, 2017 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	2017351033
Prior Transfer Date	May 23, 2012
Prior Transfer Doc	0000303969
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	46 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHAPITAL, SAN CLEMENTE, CA 92672-9311

Mortgage

Document Number	0000303087
Date	May 6, 2021
Instrument	2021000303087

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 18, 2017
Property Address	46 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Document Number	0000351033
Map Reference	MB730 PG41-43
Instrument Date	Aug 8, 2017
Instrument	2017000351033
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 CHAPITAL, SAN CLEMENTE, CA 92672-9311

Mortgage

Document Number	0000351034
Date	Aug 18, 2017
Instrument	2017000351034

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 9, 2017
Property Address	46 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Document Number	0000336722
Instrument Date	Jul 19, 2017
Instrument	336722
Transaction Type	Transfer
Record Updated	Aug 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 AVENIDA PICO #C SAN CLEMENTE CA 926736956, C, SAN CLEMENTE, CA 92673-6956

Tax Assessment & Valuation

The 2025 property tax bill for 46 Chapital was $9,991 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,509 (+2%) Land $694,665 Building $320,844
2025	$9,991.00 Homeowner's exemption	$995,598 Land $681,045 Building $314,553
2023	$9,614.00 (+1.95%) Homeowner's exemption	$956,939 Land $654,599 Building $302,340
2022	$9,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Chapital in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Chapital is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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