37 Chapital, San Clemente, CA 92672 Property Records

Orange County property record for 37 Chapital, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,587 sqft · built 1996
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (May 2024)
Tax Bill	$19,565 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`688-251-01`

Property Details

APN / Parcel Number

Primary APN	`688-251-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,587 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	6,600 sqft (0.152 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	37 CHAPITAL
City	SAN CLEMENTE
State	CA
Zip	92672-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14986 BLK LOT 19
Legal Subdivision	TRACT NO. 14986
Legal Tract	14986
Legal Lot Number	19
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

37 Chapital is owned and occupied by two individuals who bought it in May 2024.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Mar 29, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jun 29, 2018	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on File
Deed Sale	May 2, 2024 · Amount on File
Prior Sale	Mar 29, 2022 · Amount on File
Deed Document Number	2024109635
Record Updated	Oct 29, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 2, 2024
Property Address	37 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Document Number	0000109635
Map Reference	MB 730 PG 41-43
Instrument Date	Apr 2, 2024
Instrument	2024000109635
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	37 CHAPITAL, SAN CLEMENTE, CA 92672-9311

Mortgage

Document Number	0000109636
Date	May 2, 2024
Instrument	2024000109636

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	37 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000298297
Date	Sep 6, 2022
Instrument	2022000298297

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 29, 2022
Property Address	37 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Document Number	0000120639
Map Reference	MB 730 PG 41-43
Instrument Date	Mar 4, 2022
Instrument	2022000120639
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE ORANGE COUNTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 18538, BOULDER, CO 80308-1538

Mortgage

Document Number	0000120640
Date	Mar 29, 2022
Instrument	2022000120640

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	37 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000364297
Date	Sep 23, 2019
Instrument	2019000364297

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 29, 2018
Property Address	37 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Document Number	0000240958
Map Reference	MB730 PG41-43
Instrument Date	May 9, 2018
Instrument	2018000240958
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	37 CHAPITAL, NILWOOD, IL 62672

Mortgage

Document Number	0000240959
Date	Jun 29, 2018
Instrument	2018000240959

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 37 Chapital was $19,565.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,976,760 (+2%) Land $1,578,873 Building $397,887
2025	$19,565.00	$1,938,000 Land $1,547,914 Building $390,086
2023	$15,420.00 (+49.52%)	$1,524,900 Land $1,179,331 Building $345,569
2022	$10,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 37 Chapital in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Chapital is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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