43 Chapital, San Clemente, CA 92672 Property Records

Orange County property record for 43 Chapital, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,946 sqft · built 1996
Lot Size	0.099 acres (4,320 sqft)
Owner	2 Individual Names on File
Last Sale	$1,401,000 (Mar 2022)
Tax Bill	$15,015 (2025)
Deeds & Mortgages	Mar 2022 Sale Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`688-251-32`

Property Details

APN / Parcel Number

Primary APN	`688-251-32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,946 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	4,320 sqft (0.099 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	43 CHAPITAL
City	SAN CLEMENTE
State	CA
Zip	92672-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14986 BLK LOT 21
Legal Subdivision	TRACT NO. 14986
Legal Tract	14986
Legal Lot Number	21
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

43 Chapital is owned by two individuals who bought it in March 2022.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 550372, DALLAS, TX 75355-0372
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Grant Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA
Aug 8, 2017	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Mar 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Aug 8, 2017 · Amount on File
Deed Document Number	202289512
Prior Transfer Date	Jun 20, 2011
Prior Transfer Doc	0000328837
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 7, 2022
Property Address	43 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Document Number	0000089512
Map Reference	MB 730 PG 41-43
Instrument Date	Feb 26, 2022
Instrument	2022000089512
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 550372, DALLAS, TX 75355-0372

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 8, 2017
Property Address	43 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Document Number	0000327853
Map Reference	MB730 PG41-43
Instrument Date	Jul 21, 2017
Instrument	2017000327853
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	43 CHAPITAL, SAN CLEMENTE, CA 92672-9311

Mortgage

Document Number	0000327854
Date	Aug 8, 2017
Instrument	2017000327854

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Mortgage

Document Number	0000327855
Date	Aug 8, 2017
Instrument	2017000327855

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	43 CHAPITAL, SAN CLEMENTE, CA 92672-9311
Document Number	0000123294
Instrument Date	Mar 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	43 CHAPITAL SAN CLEMENTE CA 926729311, SAN CLEMENTE, CA 92672-9311

Mortgage

Document Number	0000123294
Date	Mar 28, 2017
Instrument	123294

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 43 Chapital was $15,015, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,516,487 (+2%) Land $1,223,169 Building $293,318
2025	$15,015.00 (+1.69%)	$1,486,752 Land $1,199,185 Building $287,567
2024	$14,765.00 (+8.53%)
2023	$13,604.00 (+63.73%)	$1,429,020 Land $1,152,619 Building $276,401
2022	$8,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 43 Chapital in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Chapital is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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