Buncombe County property record for 46 Broadleaf Dr, Fletcher, NC 28732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,172 sqft · built 2004 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Mar 2019) |
| Tax Bill | $3,971 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 732103-2020-202 |
| Primary APN | 732103-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,172 sqft Living Area |
| Gross Area | 5,061 sqft |
| 1st Floor Area | 348 sqft |
| Basement Area | 1,587 sqft |
| Finished Basement | 1,181 sqft |
| Unfinished Basement | 406 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 732103-2020-202 |
|---|---|
| Street Address | 46 BROADLEAF DR |
| City | FLETCHER |
| State | NC |
| Zip | 28732-7467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: SYCAMORE ACRES LOT: 10 PLAT: 0077-0096 |
| Legal Subdivision | SYCAMORE ACRES |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 3204 |
Source: Buncombe County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 BROADLEAF DR, FLETCHER, NC 28732-7467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit FINANCIAL CORPORATION |
| Jul 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 22, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2019 · Amount on Record |
| Deed Sale | Mar 22, 2019 · Amount on Record |
| Prior Sale | Apr 10, 2001 · Amount on Record |
| Deed Book / Page | 5754 / 799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 7, 2026 |
| Property Address | 46 BROADLEAF DR, FLETCHER, NC 28732-7467 |
| Document Number | 6609000356 |
| Book / Page | 6609 / 356 |
| Instrument Date | Jun 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 46 BROADLEAF DR, FLETCHER, NC 28732-7467 |
| Document Number | 6609000356, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 6609/356 |
| Name | FINANCIAL CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 46 BROADLEAF DR, FLETCHER, NC 28732-7467 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0063390458 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 6339/458 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 46 BROADLEAF DR, FLETCHER, NC 28732-7467 |
| Document Number | 0059041224 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 46 BROADLEAF DR FLETCHER NC 287327467, FLETCHER, NC 28732-7467 |
| Document Number | 0059041224 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 005904/001224 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 22, 2019 |
| Property Address | 46 BROADLEAF DR, FLETCHER, NC 28732-7467 |
| Document Number | 0057540799 |
| Book / Page | 005754 / 000799 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 BROADLEAF DR FLETCHER NC 287327467, FLETCHER, NC 28732-7467 |
| Document Number | 57540802 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 005754/000802 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2049 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,971.00 (+9.88%) | $562,100 (-) Land $83,200 Building $478,900 | $562,100 (-) Land $83,200 Building $478,900 |
| 2023 | $3,614.00 | $562,100 | $562,100 (-) Land $83,200 Building $478,900 |
| 2021 | $562,100 Land $83,200 Building $478,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (2021–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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