46 Arbor Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 46 Arbor Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,270 sqft · built 1988
Lot Size	0.181 acres (7,876 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Jul 2024)
Tax Bill	$10,353 (2025)
Deeds & Mortgages	Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`21-00138-06-00003`

Property Details

APN / Parcel Number

Primary APN	`21-00138-06-00003`
Alternative APNs	`2100138000600003` `46000153`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,270 sqft Living Area
1st Floor Area	1,506 sqft
Upper Floors Area	1,216 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,876 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Built-in
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	46000153
Street Address	46 ARBOR DR
City	HOWELL
State	NJ
Zip	07731-3080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	POINTE/WOODS SEC 15
Legal Block	138.6
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1002
Census Tract	811301

Owner

46 Arbor Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 ARBOR DR, HOWELL, NJ 07731-3080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Jan 29, 2001 · Amount on File
Deed Document Number	202451020
Deed Book / Page	9697 / 7566
Record Updated	Oct 29, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	46 ARBOR DR, HOWELL, NJ 07731-3080
Document Number	0000077817
Book / Page	009241 / 007025
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ARBOR DR HOWELL NJ 077313080, HOWELL, NJ 07731-3080

Mortgage

Document Number	0000077817
Date	Aug 10, 2017
Book Page	009241/007025
Instrument	77817

Lender

Name	MTGLQ INVTRS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	420 Months
Due	Aug 9, 2052

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 46 Arbor Dr was $10,353, down 2.2% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$629,000 (+2.86%) Land $359,100 Building $269,900	$629,000 (+2.86%) Land $359,100 Building $269,900
2025	$10,353.00 (-2.17%)	$611,500 Land $344,100 Building $267,400	$611,500 Land $344,100 Building $267,400
2024	$10,583.00
2023		$533,400 Land $254,100 Building $279,300	$533,400 Land $254,100 Building $279,300
2022	$8,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Arbor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Arbor Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20