39 Arbor Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 39 Arbor Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,108 sqft · built 1988
Lot Size	0.176 acres (7,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$423,000 (Mar 2021)
Tax Bill	$10,624 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00138-04-00013`

Property Details

APN / Parcel Number

Primary APN	`21-00138-04-00013`
Alternative APNs	`2100138000400013` `44000013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
1st Floor Area	1,352 sqft
Upper Floors Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	7,649 sqft (0.176 acres)
Lot Dimensions	85 ft deep x 90 ft wide
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	580 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	44000013
Street Address	39 ARBOR DR
City	HOWELL
State	NJ
Zip	07731-3088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	TOWNSHIP/HOWELL
Legal Block	138.4
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1004
Census Tract	811301

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 ARBOR DR, HOWELL, NJ 07731-3088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Jul 20, 2004 · Amount on Record
Deed Document Number	202145316
Deed Book / Page	9493 / 2264
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 22, 2021
Property Address	39 ARBOR DR, HOWELL, NJ 07731-3088
Document Number	0094932264
Book / Page	9493 / 2264
Instrument Date	Feb 5, 2021
Instrument	2021045316
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,593.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 RACCOON LN, 21, BARNEGAT, NJ 08005-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 ARBOR DR, HOWELL, NJ 07731-3088

Mortgage

Document Number	2021045317
Date	Mar 22, 2021
Instrument	2021045317

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,100 (+2.8%) Land $361,600 Building $283,500	$645,100 (+2.8%) Land $361,600 Building $283,500
2025	$10,624.00 (-2.07%)	$627,500 (+18.49%) Land $346,600 Building $280,900	$627,500 (+18.49%) Land $346,600 Building $280,900
2024	$10,849.00 (+23.58%)
2023		$529,600 Land $256,600 Building $273,000	$529,600 Land $256,600 Building $273,000
2022	$8,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20