45 Arbor Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 45 Arbor Dr, Howell, NJ 07731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,274 sqft · built 1988
Lot Size0.181 acres (7,876 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Dec 2018)
Tax Bill$9,995 (2025)
Deeds & MortgagesApr 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00138-05-00011

Property Details

APN / Parcel Number

Primary APN21-00138-05-00011
Alternative APNs
  • 2100138000500011
  • 45000011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,274 sqft Living Area
1st Floor Area1,510 sqft
Upper Floors Area1,216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area7,876 sqft (0.181 acres)
Lot Dimensions105 ft deep x 75 ft wide
Garage TypeBuilt-in
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area208 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number45000011
Street Address45 ARBOR DR
CityHOWELL
StateNJ
Zip07731-3089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPOINT/WOODS SEC 15
Legal Block138.5
Legal Lot Number11
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1006
Census Tract811301

Owner

Source: Monmouth County and Howell Township records · APN 21-00138-05-00011

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1018 MARLBORO RD, OLD BRIDGE, NJ 08857-4031
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Conventional with PMI
REAL EST MTG NTWK
Dec 17, 2018Grant Deed, Transfer · Conventional with PMI
BENCHMARK MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2018 · Amount on Record
Deed SaleDec 17, 2018 · Amount on Record
Prior SaleAug 18, 2016 · Amount on Record
Deed Document Number2018120450
Deed Book / Page9327 / 3693
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address45 ARBOR DR, HOWELL, NJ 07731-3089
Document Number0000047247
Instrument DateApr 21, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyBLACK PAGE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45 ARBOR DR HOWELL NJ 077313089, HOWELL, NJ 07731-3089

Mortgage

Document Number0000047247
DateMay 06, 2020
Book Page009412/000187
Instrument47247
Lender
NameREAL EST MTG NTWK
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 05, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateDec 17, 2018
Property Address45 ARBOR DR, HOWELL, NJ 07731-3089
Document Number0000120450
Book / Page009327 / 003693
Instrument DateDec 11, 2018
Instrument120450
Transaction TypeTransfer
Record UpdatedJan 03, 2019
Title CompanyGROUP 21 TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1018 MARLBORO RD OLD BRIDGE NJ 088574031, OLD BRIDGE, NJ 08857-4031

Mortgage

Document Number120451
DateDec 17, 2018
Book Page009327/003699
Instrument120451
Lender
NameBENCHMARK MTG
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 16, 2048

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$607,700 (+2.93%) Land $359,100 Building $248,600$607,700 (+2.93%) Land $359,100 Building $248,600
2025$9,995.00 (-1.88%)$590,400 (+15.45%) Land $344,100 Building $246,300$590,400 (+15.45%) Land $344,100 Building $246,300
2024$10,187.00 (+21%)
2023$511,400 Land $254,100 Building $257,300$511,400 Land $254,100 Building $257,300
2022$8,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258113011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 53% of New Jersey
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Arbor Dr

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