48 Arbor Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 48 Arbor Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,100 sqft · built 1988
Lot Size	0.181 acres (7,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Jul 2000)
Tax Bill	$10,536 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00138-06-00004`

Property Details

APN / Parcel Number

Primary APN	`21-00138-06-00004`
Alternative APNs	`2100138000600004` `46000152`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	1,028 sqft
Basement Area	1,072 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,876 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Area	272 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	580 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	46000152
Street Address	48 ARBOR DR
City	HOWELL
State	NJ
Zip	07731-3080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	POINTE/WOODS SEC 15
Legal Block	138.6
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1002
Census Tract	811301

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 ARBOR DR, HOWELL, NJ 07731-3080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2000 · Amount on Record
Deed Sale	Jul 31, 2000 · Amount on Record
Deed Book / Page	5959 / 146
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	48 ARBOR DR, HOWELL, NJ 07731-3080
Document Number	0000033286
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 ARBOR DR HOWELL NJ 077313080, HOWELL, NJ 07731-3080

Mortgage

Document Number	0000033286
Date	Apr 6, 2020
Book Page	009404/004721
Instrument	33286

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,800 (+2.81%) Land $359,100 Building $280,700	$639,800 (+2.81%) Land $359,100 Building $280,700
2025	$10,536.00 (-2.3%)	$622,300 (+14.25%) Land $344,100 Building $278,200	$622,300 (+14.25%) Land $344,100 Building $278,200
2024	$10,784.00 (+18.88%)
2023		$544,700 Land $254,100 Building $290,600	$544,700 Land $254,100 Building $290,600
2022	$9,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20