4597 Whisper Spring Dr, Collierville, TN 38017 Property Records

Shelby County property record for 4597 Whisper Spring Dr, Collierville, TN 38017

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3.5 ba · 5,030 sqft · built 2004
Lot Size	0.365 acres (15,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jun 2026)
Tax Bill	$2,836 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0-258Z-A0-0019`

Property Details

APN / Parcel Number

Primary APN	`C0-258Z-A0-0019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,030 sqft Living Area
Gross Area	5,460 sqft
1st Floor Area	3,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	15,892 sqft (0.365 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	138 sqft
Patio Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4597 WHISPER SPRING DR
City	COLLIERVILLE
State	TN
Zip	38017-8504
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1
Legal Description	SS WHISPERWOODS DR SEE MAP D2-58ZA
Legal Subdivision	WHISPERWOODS PH 1
Legal Lot Number	19
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	1
Census Block	1010
Census Tract	21545

Owner

Source: Shelby County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4597 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Nov 5, 2009 · Amount on Record
Deed Document Number	202645242
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 2, 2026
Property Address	4597 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504
Document Number	0000045242
Instrument Date	May 26, 2026
Instrument	202645242
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214,877.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504

Mortgage

Document Number	0000045243,
Date	Jun 2, 2026
Instrument	202645243

Lender

Name	ENVOY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,836.00 (-56.25%)	$175,075 (+37.99%) Land $29,500 Building $145,575	$700,300 (+37.99%) Land $118,000 Building $582,300
2023		$126,875 Land $22,775 Building $104,100
2022	$6,483.00
2021			$507,500 Land $91,100 Building $416,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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