4559 Whisper Spring Dr, Collierville, TN 38017 Property Records

Shelby County property record for 4559 Whisper Spring Dr, Collierville, TN 38017

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 4.5 ba · 3,641 sqft · built 2005
Lot Size	0.35 acres (15,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2020)
Tax Bill	$2,348 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0-258Z-A0-0014`

Property Details

APN / Parcel Number

Primary APN	`C0-258Z-A0-0014`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,641 sqft Living Area
Gross Area	4,339 sqft
1st Floor Area	2,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	15,250 sqft (0.35 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4559 WHISPER SPRING DR
City	COLLIERVILLE
State	TN
Zip	38017-8504
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1
Legal Description	WS WHISPER SPRINGS DR SEE MAP D2-58ZA
Legal Subdivision	WHISPERWOODS PH 1
Legal Lot Number	14
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	1
Census Block	1010
Census Tract	21545

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4559 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Warranty Deed, Transfer · Conventional with PMI RENASANT BK
Jan 23, 2017	Deed of Trust, Mortgage · Conventional with PMI GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Jul 29, 2004 · Amount on Record
Deed Document Number	202070668
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 9, 2020
Property Address	4559 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504
Document Number	0000070668
Instrument Date	Jul 6, 2020
Instrument	70668
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4559 WHISPER SPRING DR COLLIERVILLE TN 380178504, COLLIERVILLE, TN 38017-8504

Mortgage

Document Number	70669
Date	Jul 9, 2020
Instrument	70669

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4559 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504
Document Number	0000010334
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4559 WHISPER SPRING DR COLLIERVILLE TN 380178504, COLLIERVILLE, TN 38017-8504

Mortgage

Document Number	0000010334
Date	Jan 31, 2017
Instrument	10334

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,348.00 (-56.39%)	$144,950 (+37.56%) Land $29,500 Building $115,450	$579,800 (+37.56%) Land $118,000 Building $461,800
2023		$105,375 Land $22,775 Building $82,600
2022	$5,384.00
2021			$421,500 Land $91,100 Building $330,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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