Shelby County property record for 4577 Whisper Spring Dr, Collierville, TN 38017
| Property Type | Planned Unit Development |
|---|---|
| Details | 5 bd · 3 ba · 5,138 sqft · built 2005 |
| Lot Size | 0.422 acres (18,369 sqft) |
| Owner | Trust Name on File |
| Last Sale | $327,500 (Jul 2011) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C0-258Z-A0-0015 |
| Primary APN | C0-258Z-A0-0015 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 5,138 sqft Living Area |
| Gross Area | 5,768 sqft |
| 1st Floor Area | 2,554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 18,369 sqft (0.422 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 517 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4577 WHISPER SPRING DR |
|---|---|
| City | COLLIERVILLE |
| State | TN |
| Zip | 38017-8504 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | R-1 |
| Legal Description | WS WHISPER SPRINGS DR SEE MAP D2-58ZA |
| Legal Subdivision | WHISPERWOODS PH 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21545 |
4577 Whisper Spring Dr, a planned unit development, is owner-occupied and held in a trust since October 2019.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4577 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2011 · Amount on File |
| Deed Sale | Jul 7, 2011 · Amount on File |
| Prior Sale | Apr 28, 2010 · Amount on File |
| Deed Document Number | 201164538 |
| Last Transfer Date | Oct 4, 2019 |
| Transfer Doc | 0000105645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4577 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021103183 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 21103183 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 10, 2019 |
| Property Address | 4577 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504 |
| Document Number | 0000105645 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 105645 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4577 WHISPER SPRING DR COLLIERVILLE TN 380178504, COLLIERVILLE, TN 38017-8504 |
The 2025 property tax bill for 4577 Whisper Spring Dr was $2,614.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Collierville Town |
| Unified School District | Collierville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,614.00 | $161,375 Land $29,500 Building $131,875 | $645,500 Land $118,000 Building $527,500 |
| 2023 | $117,050 Land $22,775 Building $94,275 | ||
| 2022 | $5,981.00 | ||
| 2021 | $468,200 Land $91,100 Building $377,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4577 Whisper Spring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4577 Whisper Spring Dr is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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