4589 Whisper Spring Dr, Collierville, TN 38017 Property Records

Shelby County property record for 4589 Whisper Spring Dr, Collierville, TN 38017

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 5,042 sqft · built 2002
Lot Size	0.353 acres (15,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Aug 2019)
Tax Bill	$2,308 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0-258Z-A0-0017`

Property Details

APN / Parcel Number

Primary APN	`C0-258Z-A0-0017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,042 sqft Living Area
Gross Area	5,704 sqft
1st Floor Area	2,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	15,395 sqft (0.353 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	33 sqft
Deck Area	384 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4589 WHISPER SPRING DR
City	COLLIERVILLE
State	TN
Zip	38017-8504
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1
Legal Description	SS WHISPERWOODS DR SEE MAP D2-58ZA
Legal Subdivision	WHISPERWOODS PH 1
Legal Lot Number	17
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	1
Census Block	1010
Census Tract	21545

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4589 WHISPERWOODS DR, COLLIERVILLE, TN 38017-8557
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Jan 23, 2003 · Amount on Record
Deed Document Number	201984102
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 19, 2019
Property Address	4589 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504
Document Number	0000084102
Instrument Date	Jul 31, 2019
Instrument	84102
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4589 WHISPER SPRING DR COLLIERVILLE TN 380178504, COLLIERVILLE, TN 38017-8504

Mortgage

Document Number	84103
Date	Aug 19, 2019
Instrument	84103

Lender

Name	FIRST MTG SOLUTIONS
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,308.00 (-56.39%)	$142,525 (+37.61%) Land $29,500 Building $113,025	$570,100 (+37.61%) Land $118,000 Building $452,100
2023		$103,575 Land $22,775 Building $80,800
2022	$5,292.00
2021			$414,300 Land $91,100 Building $323,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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