4589 Vinyard St, Oceanside, CA 92057 Property Records

San Diego County property record for 4589 Vinyard St, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,666 sqft · built 1980
Lot Size	0.141 acres (6,129 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Oct 2012)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-403-06-00`

Property Details

APN / Parcel Number

Primary APN	`157-403-06-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,666 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	6,129 sqft (0.141 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4589 VINYARD ST
City	OCEANSIDE
State	CA
Zip	92057-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 TR 009159
Legal Subdivision	RIVERDALE
Legal Tract	009159
Legal Block	3
Legal Lot Number	84
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3008
Census Tract	18609

Owner

Source: San Diego County records · APN 157-403-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51 AMBERSTONE DR, SUGAR LAND, TX 77479-5646
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2012 · Amount on Record
Deed Sale	Oct 18, 2012 · Amount on Record
Prior Sale	Jun 15, 2004 · Amount on Record
Deed Document Number	2012640238
Prior Transfer Date	Nov 01, 2005
Prior Transfer Doc	0000981517
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4589 VINYARD ST, OCEANSIDE, CA 92057-5126
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 AMBERSTONE DR, SUGAR LAND, TX 77479-5646

Mortgage

Document Number	0000089717
Date	Feb 05, 2021
Instrument	2021-0089717

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$301,438 (+2%) Land $188,401 Building $113,037
2025	$3,354.00 (+5.17%)	$295,528 (+4.04%) Land $184,707 Building $110,821
2023	$3,189.00 (+1.53%)	$284,055 Land $177,536 Building $106,519
2022	$3,141.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.