San Diego County property record for 4588 Vinyard St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,666 sqft · built 1980 |
| Lot Size | 0.134 acres (5,851 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $900,000 (Apr 2026) |
| Tax Bill | $9,740 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Mar 2022 Second Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-402-21-00 |
| Primary APN | 157-402-21-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,666 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 5,851 sqft (0.134 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4588 VINYARD ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 95 TR 009159 |
| Legal Subdivision | RIVERDALE |
| Legal Tract | 009159 |
| Legal Block | 3 |
| Legal Lot Number | 95 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 18609 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRONTWAVE CU |
| Apr 9, 2026 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 25, 2023 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 4, 2023 | Grant Deed, Transfer · Commercial Mortgage ARIXA FUND I LLC |
| Jul 19, 2021 | Affidavit of Death of Joint Tenant, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Jul 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FRONTWAVE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on Record |
| Deed Sale | Apr 9, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2023 · Amount on Record |
| Deed Document Number | 202699245 |
| Prior Transfer Date | Jul 9, 2021 |
| Prior Transfer Doc | 0000512686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000015357 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 2025-0015357 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000094256 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 2022-0094256 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Address | OCEANSIDE, CA 92056 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 9, 2026 |
| Property Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000099245 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202699245 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000099246, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202699246 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 25, 2023 |
| Property Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000259732 |
| Map Reference | MAP 9159 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 2023-0259732 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000259733 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023-0259733 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 4, 2023 |
| Property Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000117193 |
| Map Reference | MAP 9159 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 2023-0117193 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 980 PINION ST, SAN MARCOS, CA 92069-2155 |
| Document Number | 0000117194 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023-0117194 |
| Name | ARIXA FUND I LLC |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Feb 1, 2024 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 19, 2021 |
| Property Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000512686 |
| Map Reference | MAP 9159 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021-0512686 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 19, 2021 |
| Property Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000512687 |
| Map Reference | MAP 9159 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2021-0512687 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4588 VINYARD ST, OCEANSIDE, CA 92057-5125 |
| Document Number | 0000512688 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-0512688 |
| Name | FRONTWAVE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $884,338 (+2%) Land $269,913 Building $614,425 | |
| 2025 | $9,740.00 (+1.94%) | $866,999 (+272.67%) Land $264,621 Building $602,378 |
| 2024 | $9,555.00 (+602.57%) | |
| 2023 | $1,360.00 (+3.42%) | $232,645 Land $71,007 Building $161,638 |
| 2022 | $1,315.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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