45906 Sago Palm Ln, Indio, CA 92201 Property Records

Riverside County property record for 45906 Sago Palm Ln, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1990
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2019)
Tax Bill	$4,545 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`608-271-011`

Property Details

APN / Parcel Number

Primary APN	`608-271-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,946 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	608271011
Street Address	45906 SAGO PALM LN
City	INDIO
State	CA
Zip	92201-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 21 MB 222/013 TR 12737-3
Legal Tract	12737-3
Legal Lot Number	21
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2010
Census Tract	45217

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45906 SAGO PALM LN, INDIO, CA 92201-3719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Jan 19, 2018	Deed of Trust, Mortgage · Conventional with PMI SUE B AUSTIN
Jan 24, 2018	Grant Deed, Transfer SUE B AUSTIN
Nov 8, 2017	Trustee's Deed, Foreclosure PREMIUM TITLE/CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	Jan 24, 2018 · Amount on Record
Deed Document Number	2019-0305644
Record Updated	Jun 8, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 12, 2019
Property Address	45906 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000305644
Map Reference	MB 222 PG 13&14
Instrument Date	Jun 19, 2019
Instrument	2019-0305644
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE OC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45906 SAGO PALM LN, INDIO, CA 92201-3719

Mortgage

Document Number	0000305645
Date	Aug 12, 2019
Instrument	2019-0305645

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45906 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000028561
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	TICOR TITLE RIVERSIDE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45651 KING ST CHIRIACO SUMMIT CA 922014506, CHIRIACO SUMMIT, CA 92201-4506

Mortgage

Document Number	0000028561
Date	Jan 24, 2018
Instrument	28561

Lender

Name	SUE B AUSTIN

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 24, 2018
Property Address	45906 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000029219
Instrument Date	Jan 18, 2018
Instrument	29219
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PREMIUM TITLE/CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$224.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45651 KING ST INDIO CA 922014506, INDIO, CA 92201-4506

Mortgage

Document Number	29220
Date	Jan 24, 2018
Instrument	29220

Lender

Name	SUE B AUSTIN
Address	1770 N ARROWHEAD AVE, SAN BERNARDINO, CA 92405-4112

Agreement

Amount	Amount Recorded

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 8, 2017
Property Address	45906 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000468804
Instrument Date	Nov 2, 2017
Instrument	468804
Transaction Type	Foreclosure
Record Updated	Nov 17, 2017
Title Company	PREMIUM TITLE/CA INC

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,545.00 (+3.6%) Homeowner's exemption	$284,342 (+4.04%) Land $60,148 Building $224,194
2023	$4,387.00 (+3.96%) Homeowner's exemption	$273,303 Land $57,813 Building $215,490
2022	$4,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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