45823 Sago Palm Ln, Indio, CA 92201 Property Records

Riverside County property record for 45823 Sago Palm Ln, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1990
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Oct 2008)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`608-271-004`

Property Details

APN / Parcel Number

Primary APN	`608-271-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45823 SAGO PALM LN
City	INDIO
State	CA
Zip	92201-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 MB 222/013 TR 12737-3
Legal Subdivision	TRACT NO 12737 3
Legal Tract	12737-3
Legal Lot Number	14
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2010
Census Tract	45217

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45823 SAGO PALM LN, INDIO, CA 92201-3719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTURA CU
Aug 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage VISION ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2008 · Amount on Record
Deed Sale	Oct 2, 2008 · Amount on Record
Prior Sale	Aug 31, 2005 · Amount on Record
Deed Document Number	2008536229
Last Transfer Date	Jul 27, 2020
Transfer Doc	0000394599
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45823 SAGO PALM LN, INDIO, CA 92201-3719
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45823 SAGO PALM LN, INDIO, CA 92201-3719

Mortgage

Document Number	0000631237
Date	Oct 26, 2021
Instrument	2021-0631237

Lender

Name	ALTURA CU
Type	Credit Union
Address	RIVERSIDE, CA 92507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 25, 2020
Property Address	45823 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000394599
Map Reference	MB 222 PG 13&14
Instrument Date	Jul 27, 2020
Instrument	2020-0394599
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45823 SAGO PALM LN, INDIO, CA 92201-3719

Mortgage

Document Number	0000394600
Date	Aug 25, 2020
Instrument	2020-0394600

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,905 (+2%) Land $56,470 Building $169,435
2025	$4,027.00 (+9.79%)	$221,476 (+4.04%) Land $55,363 Building $166,113
2023	$3,668.00 (+2.32%)	$212,877 Land $53,214 Building $159,663
2022	$3,585.00
2021			$362,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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