45796 Sago Palm Ln, Indio, CA 92201 Property Records

Riverside County property record for 45796 Sago Palm Ln, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 2,680 sqft · built 1990
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (Apr 2022)
Tax Bill	$12,465 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`608-271-007`

Property Details

APN / Parcel Number

Primary APN	`608-271-007`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,680 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	2,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Gravel
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45796 SAGO PALM LN
City	INDIO
State	CA
Zip	92201-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 MB 222/013 TR 12737-3
Legal Subdivision	TRACT NO 12737 3
Legal Tract	12737-3
Legal Lot Number	17
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2010
Census Tract	45217

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 VIA GOLONDRINA, SAN CLEMENTE, CA 92673-5667
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 18, 2023	Quit Claim Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Apr 1, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN INTERMUTUAL AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	2022158413
Last Transfer Date	Dec 9, 2023
Transfer Doc	0000374060
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 18, 2023
Property Address	45796 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000374059
Map Reference	MB 222 PG 13&14
Instrument Date	Dec 9, 2023
Instrument	2023-0374059
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	609 VIA GOLONDRINA, SAN CLEMENTE, CA 92673-5667

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 18, 2023
Property Address	45796 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000374060
Map Reference	MB 222 PG 13&14
Instrument Date	Dec 9, 2023
Instrument	2023-0374060
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 VIA GOLONDRINA, SAN CLEMENTE, CA 92673-5667

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	45796 SAGO PALM LN, INDIO, CA 92201-3719
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45796 SAGO PALM LN, INDIO, CA 92201-3719

Mortgage

Document Number	0000661963
Date	Dec 28, 2020
Instrument	2020-0661963

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 1, 2022
Property Address	45796 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000158413
Map Reference	MB 222 PG 13&14
Instrument Date	Mar 8, 2022
Instrument	2022-0158413
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45796 SAGO PALM LN, INDIO, CA 92201-3719

Mortgage

Document Number	0000158414
Date	Apr 1, 2022
Instrument	2022-0158414

Lender

Name	AMERICAN INTERMUTUAL AGENCY INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$878,783 (+2%) Land $203,496 Building $675,287
2025	$12,465.00 (+2.1%)	$861,553 (+4.04%) Land $199,506 Building $662,047
2023	$12,209.00 (+124.18%)	$828,100 Land $191,760 Building $636,340
2022	$5,446.00
2021			$660,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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