45795 Sago Palm Ln, Indio, CA 92201 Property Records

Riverside County property record for 45795 Sago Palm Ln, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,640 sqft · built 1990
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2021)
Tax Bill	$9,239 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`608-271-005`

Property Details

APN / Parcel Number

Primary APN	`608-271-005`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	3,103 sqft
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Gravel
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45795 SAGO PALM LN
City	INDIO
State	CA
Zip	92201-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15 MB 222/013 TR 12737-3
Legal Subdivision	TRACT 12737 3
Legal Tract	12737-3
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2010
Census Tract	45217

Owner

45795 Sago Palm Ln is owned by two individuals who bought it in August 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17595 HARVARD AVE, C181, IRVINE, CA 92614-8516
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Grant Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
May 30, 2019	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 14, 2019	Quit Claim Deed, Transfer OTHER
Mar 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	May 30, 2019 · Amount on File
Deed Document Number	2021522259
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	0000012482
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 31, 2021
Property Address	45795 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000522259
Map Reference	MB 222 PG 13&14
Instrument Date	Jul 10, 2021
Instrument	2021-0522259
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17595 HARVARD AVE # C181, C181, IRVINE, CA 92614-8516

Mortgage

Document Number	0000522260
Date	Aug 31, 2021
Instrument	2021-0522260

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 30, 2019
Property Address	45795 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000193568
Map Reference	MB 222 PG 13&14
Instrument Date	Apr 19, 2019
Instrument	2019-0193568
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45795 SAGO PALM LN, INDIO, CA 92201-3719

Mortgage

Document Number	0000193569
Date	May 30, 2019
Instrument	2019-0193569

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 14, 2019
Property Address	45795 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000012482
Instrument Date	Dec 19, 2018
Instrument	12482
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45795 SAGO PALM LN INDIO CA 922013719, INDIO, CA 92201-3719

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 7, 2017
Property Address	45795 SAGO PALM LN, INDIO, CA 92201-3719
Document Number	0000093984
Instrument Date	Feb 28, 2017
Instrument	93984
Transaction Type	Transfer
Record Updated	Mar 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45795 SAGO PALM LN CHIRIACO SUMMIT CA 922013719, CHIRIACO SUMMIT, CA 92201-3719

Tax Assessment & Valuation

The 2025 property tax bill for 45795 Sago Palm Ln was $9,239.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,336 (+2%) Land $135,304 Building $512,032
2025	$9,239.00	$634,644 Land $132,651 Building $501,993
2023	$8,748.00 (+19.43%)	$610,000 Land $127,500 Building $482,500
2022	$7,325.00
2021			$442,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45795 Sago Palm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45795 Sago Palm Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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