Okaloosa County property record for 4585 Sailmaker Ln, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,066 sqft · built 1999 |
| Lot Size | 0.206 acres (8,992 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $789,000 (Jun 2021) |
| Tax Bill | $6,701 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-1050-4 |
| Primary APN | C56-000-590-1050-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,066 sqft Heated Area |
| Gross Area | 3,919 sqft |
| 1st Floor Area | 2,072 sqft |
| Upper Floors Area | 994 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete Tile |
| Lot Area | 8,992 sqft (0.206 acres) |
| Garage Type | Finished |
| Garage Area | 537 sqft |
| Porch | Open Porch |
| Porch Area | 197 sqft |
| Patio Area | 119 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4585 SAILMAKER LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGATTA PATIO HOMES LOT 36 BLK B |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | REGATTA PATIO HOMES |
| Legal Block | B |
| Legal Lot Number | 36 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4585 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO |
| Jun 24, 2021 | Warranty Deed, Transfer AQUA TITLE SERVICES |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | Jun 24, 2021 · Amount on Record |
| Deed Document Number | 0035553268 |
| Deed Book / Page | 3555 / 3268 |
| Last Transfer Date | Feb 5, 2025 |
| Transfer Doc | 0003735788 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4585 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4585 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Document Number | 0036030174 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 3603/174 |
| Instrument | 3524903 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 24, 2021 |
| Property Address | 4585 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Document Number | 0035553268 |
| Book / Page | 3555 / 3268 |
| Map Reference | MB 18 PG 1&2 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 3466204 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,523.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2780 NE 37TH DR, 2780, FORT LAUDERDALE, FL 33308-6327 |
| Name | Verified Name |
|---|---|
| Address | 4585 SAILMAKER LN, DESTIN, FL 32541-5729 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,701.00 (+5.15%) Homeowner's exemption | $674,783 (+5.99%) | $815,525 (+12.18%) Land $193,661 Building $621,864 |
| 2023 | $6,373.00 (+2.16%) Homeowner's exemption | $636,666 (+3%) | $726,965 (+17.61%) Land $170,601 Building $556,364 |
| 2022 | $6,238.00 Homeowner's exemption | $618,122 Land $155,092 Building $463,030 | $618,122 Land $155,092 Building $463,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · other causes |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1999) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Wildstar Networks.
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