4575 Sailmaker Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4575 Sailmaker Ln, Destin, FL 32541 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,050 sqft · built 2018
Lot Size	0.305 acres (13,290 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Mar 2017)
Tax Bill	$9,795 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-5176-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-5176-6`
Alternative APNs	`00-2S-22-2095-000A-0130` `22S2002095000A0130`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,050 sqft Living Area
Gross Area	5,778 sqft
1st Floor Area	3,630 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	13,290 sqft (0.305 acres)
Garage Type	Attached
Garage Area	1,182 sqft
Porch	Florida Room
Porch Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4575 SAILMAKER LN
City	DESTIN
State	FL
Zip	32541-5729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGATTA PATIO HOMES REPLAT LOT 13 BLK A
Legal Subdivision	REGATTA PATIO HOMES
Legal Block	A
Legal Lot Number	13
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records · APN C56-000-598-5176-6

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4575 SAILMAKER LN, DESTIN, FL 32541-5729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage CCB COMMUNITY BANK
Sep 13, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS
Feb 27, 2018	Loan Modification, Mortgage · Conventional with PMI CCB CMNTY BK
Mar 29, 2017	Warranty Deed, Transfer OLD SOUTH LAND TITLE
May 01, 2017	Grant Deed OLD SOUTH LAND TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Prior Sale	Nov 19, 2008 · Amount on Record
Deed Document Number	20173125904
Deed Book / Page	3293 / 823
Last Transfer Date	Nov 12, 2025
Transfer Doc	0003785068
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Nov 18, 2025
Property Address	4575 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0003785068
Map Reference	MB 21 PG 20&21
Instrument Date	Nov 12, 2025
Instrument	3785068
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4575 SAILMAKER LN, DESTIN, FL 32541-5729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 PRESA ARRIBA RD, AUSTIN, TX 78733-2505

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4575 SAILMAKER LN, DESTIN, FL 32541-5729
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033261619
Date	Nov 16, 2017
Book Page	3326/1619
Instrument	3172829

Lender

Name	CCB COMMUNITY BANK
Type	Bank
Address	CRESTVIEW, FL 32536

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4575 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0033680499
Instrument Date	Sep 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4575 SAILMAKER LN DESTIN FL 325415729, DESTIN, FL 32541-5729

Mortgage

Document Number	0033680499
Date	Sep 20, 2018
Book Page	003368/000499
Instrument	3233129

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVE # 3RD, ORANGE, CA 92868-1638

Agreement

Amount	Amount Recorded
Term	948 Months
Due	Sep 19, 2097

Interest

Rate Type	Fixed Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	4575 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0033401563
Instrument Date	Feb 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 BLACK WOLF RUN AUSTIN TX 787381764, AUSTIN, TX 78738-1764

Mortgage

Document Number	0033401563
Date	Mar 07, 2018
Book Page	003340/001563
Instrument	3192814

Lender

Name	CCB CMNTY BK
Type	Bank
Address	CRESTIEW, FL 32536

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 29, 2017
Property Address	4575 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0032930823
Book / Page	003293 / 000823
Instrument Date	Mar 23, 2017
Instrument	3125904
Transaction Type	Transfer
Record Updated	May 02, 2017
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 BLACK WOLF RUN AUSTIN TX 787381764, AUSTIN, TX 78738-1764

May 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 01, 2017
Property Address	4575 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0032972710
Book / Page	003297 / 002710
Instrument Date	Mar 23, 2017
Instrument	3132177
Record Updated	May 19, 2017
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,365.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 BLACK WOLF RUN AUSTIN TX 787381764, AUSTIN, TX 78738-1764

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,795.00 (+5.05%)	$969,019 (+5.99%)	$1,572,378 (+11.69%) Land $277,749 Building $1,294,629
2023	$9,324.00 (+2.11%) Homeowner's exemption	$914,281 (+3%)	$1,407,804 (+18.4%) Land $244,677 Building $1,163,127
2022	$9,131.00 Homeowner's exemption	$887,651	$1,189,039 Land $222,434 Building $966,605

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233082, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018, other causes

Coastal Barrier Resources

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	October 18, 1982
NFIP Eligibility	Not eligible (built 2018) built after the October 1, 1983 cutoff · private flood insurance only

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Cox Communications, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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