4583 Sailmaker Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4583 Sailmaker Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,578 sqft · built 1999
Lot Size	0.229 acres (9,953 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Apr 2026)
Tax Bill	$5,174 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-1051-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-1051-2`
Alternative APNs	`00-2S-22-2094-000B-0370` `22S2002094000B0370`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,578 sqft Living Area
Gross Area	5,006 sqft
1st Floor Area	2,137 sqft
Upper Floors Area	1,441 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,953 sqft (0.229 acres)
Garage Type	Attached
Garage Area	595 sqft
Porch	Florida Room
Porch Area	704 sqft
Patio Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4583 SAILMAKER LN
City	DESTIN
State	FL
Zip	32541-5729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGATTA PATIO HOMES LOT 37 BLK B
Legal Subdivision	REGATTA PATIO HOMES
Legal Block	B
Legal Lot Number	37
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14670 COUNTY ROAD 405, DEXTER, MO 63841-9126
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 23, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Deed Document Number	20263810712
Prior Transfer Date	Feb 23, 2024
Prior Transfer Doc	0003672700
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 15, 2026
Property Address	4583 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0003810712
Instrument Date	Apr 14, 2026
Instrument	2026.3810712
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Tax	$636,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	14670 COUNTY ROAD 405, DEXTER, MO 63841-9126

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4583 SAILMAKER LN, DESTIN, FL 32541-5729
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4583 SAILMAKER LN, DESTIN, FL 32541-5729

Mortgage

Document Number	0003772197
Date	Sep 9, 2025
Instrument	3772197

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Feb 23, 2024
Property Address	4583 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0003672700
Map Reference	MB 18 PG 1&2
Instrument Date	Feb 23, 2024
Instrument	3672700
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4583 SAILMAKER LN, DESTIN, FL 32541-5729

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4583 SAILMAKER LN, DESTIN, FL 32541-5729

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,174.00 (+5.25%)	$529,565 (+5.99%)	$969,665 (+14.1%) Land $193,661 Building $776,004
2023	$4,916.00 (+2.2%) Homeowner's exemption	$499,650 (+3%)	$849,874 (+17.98%) Land $170,601 Building $679,273
2022	$4,810.00 Homeowner's exemption	$485,097	$720,332 Land $155,092 Building $565,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1999) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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