4587 Sailmaker Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4587 Sailmaker Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,224 sqft · built 1999
Lot Size	0.221 acres (9,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Jun 2025)
Tax Bill	$7,097 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-1049-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-1049-6`
Alternative APNs	`00-2S-22-2094-000B-0350` `22S2002094000B0350`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	3,065 sqft
1st Floor Area	2,224 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,611 sqft (0.221 acres)
Garage Type	Attached
Garage Area	552 sqft
Porch	Florida Room
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4587 SAILMAKER LN
City	DESTIN
State	FL
Zip	32541-5729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGATTA PATIO HOMES LOT 35 BLK B
Legal Subdivision	REGATTA PATIO HOMES
Legal Block	B
Legal Lot Number	35
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1940 DOMINGO RD, FULLERTON, CA 92835-3411
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jan 16, 2018	Warranty Deed, Transfer SETCO SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025 · Amount on Record
Deed Sale	Jun 16, 2025 · Amount on Record
Prior Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	20253759640
Prior Transfer Date	Jan 14, 2014
Prior Transfer Doc	0031332611
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 16, 2025
Property Address	4587 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0003759640
Map Reference	MB 18 PG 1-2
Instrument Date	Jun 16, 2025
Instrument	3759640
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	NAUTILUS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,985.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 PINE RIDGE TRL, MOUNTAIN BRK, AL 35213-4438

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1940 DOMINGO RD, FULLERTON, CA 92835-3411

Mortgage

Document Number	0003759641
Date	Jun 16, 2025
Instrument	3759641

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 16, 2018
Property Address	4587 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0033333365
Book / Page	003333 / 003365
Instrument Date	Jan 11, 2018
Instrument	3183098
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$4,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3559 ALTADENA PARK LN VESTAVIA AL 352432922, VESTAVIA, AL 35243-2922

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,097.00 (+14.1%)	$729,439 (+11.32%) Land $193,661 Building $535,778	$729,439 (+11.32%) Land $193,661 Building $535,778
2023	$6,220.00 (+12.87%)	$655,242 (+17.23%) Land $170,601 Building $484,641	$655,242 (+17.23%) Land $170,601 Building $484,641
2022	$5,511.00	$558,927 Land $155,092 Building $403,835	$558,927 Land $155,092 Building $403,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1999) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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