4572 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4572 Junction Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 1993
Lot Size	1.07 acres (47,001 sqft)
Owner	2 Owner Names on Record
Last Sale	$97,000 (Feb 2000)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-04-24-005626-003-16`

Property Details

APN / Parcel Number

Primary APN	`27-04-24-005626-003-16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,579 sqft Heated Area
Gross Area	2,283 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,001 sqft (1.07 acres)
Lot Dimensions	275 ft deep x 171 ft wide
Garage Area	420 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft
Porch	Porch
Porch Area	276 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4572 JUNCTION DR
City	MIDDLEBURG
State	FL
Zip	32068-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 16 OLD JENNINGS JUNCTION UNIT 3 AS REC O R 1846 PG 140
Legal Range	24
Legal Township	04
Legal Section	27
Legal Subdivision	OLD JENNINGS JUNCTION
Legal Lot Number	16
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3027
Census Tract	30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	4572 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2000 · Amount on Record
Deed Sale	Feb 17, 2000 · Amount on Record
Deed Document Number	200006544
Deed Book / Page	1846 / 0140
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4572 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4572 JUNCTION DR, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number	0045711941
Date	Feb 16, 2022
Book Page	4571/1941
Instrument	2022010316

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00 (-9.28%) Homeowner's exemption	$160,659 (+5.99%)	$279,842 (+11.82%) Land $45,000 Building $234,842
2023	$2,026.00 (+9.57%) Homeowner's exemption	$151,585 (+3%)	$250,269 (+6.36%) Land $35,000 Building $215,269
2022	$1,849.00 Homeowner's exemption	$147,170	$235,297 Land $35,000 Building $200,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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