Clay County property record for 4557 Junction Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1992 |
| Lot Size | 0.934 acres (40,728 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $172,900 (Aug 2006) |
| Tax Bill | $1,307 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-04-24-005626-003-05 |
| Primary APN | 27-04-24-005626-003-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,410 sqft Heated Area |
| Gross Area | 1,882 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,728 sqft (0.934 acres) |
| Lot Dimensions | 289 ft deep x 141 ft wide |
| Garage Area | 380 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 12 sqft |
| Patio Area | 80 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4557 JUNCTION DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 5 OLD JENNINGS JUNCTION UNIT 3 AS REC O R 2783 PG 561 |
| Legal Range | 24 |
| Legal Township | 04 |
| Legal Section | 27 |
| Legal Subdivision | OLD JENNINGS JUNCTION |
| Legal Lot Number | 5 |
| Legal Unit | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30204 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 4557 JUNCTION DR, MIDDLEBURG, FL 32068-3254 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2006 · Amount on Record |
| Deed Sale | Aug 31, 2006 · Amount on Record |
| Prior Sale | May 22, 2003 · Amount on Record |
| Deed Document Number | 2006061073 |
| Deed Book / Page | 2783 / 0561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4557 JUNCTION DR, MIDDLEBURG, FL 32068-3254 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4557 JUNCTION DR, MIDDLEBURG, FL 32068-3254 |
| Document Number | 0049900647 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 4990/647 |
| Instrument | 2025055208 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2050 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,307.00 (-14.46%) Homeowner's exemption | $125,896 (+5.99%) | $225,746 (+13.74%) Land $45,000 Building $180,746 |
| 2023 | $1,528.00 (+12.02%) Homeowner's exemption | $118,785 (+3%) | $198,482 (+5.26%) Land $35,000 Building $163,482 |
| 2022 | $1,364.00 Homeowner's exemption | $115,326 | $188,560 Land $35,000 Building $153,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 27 (2008–2017) |
| Most Recent Claim | Nov 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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