4576 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4576 Junction Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 1992
Lot Size	1.08 acres (47,219 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-04-24-005626-003-15`

Property Details

APN / Parcel Number

Primary APN	`27-04-24-005626-003-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,586 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	47,219 sqft (1.08 acres)
Lot Dimensions	301 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished Screened Porch
Porch Area	824 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4576 JUNCTION DR
City	MIDDLEBURG
State	FL
Zip	32068-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 15 OLD JENNINGS JUNCTION UNIT 3 AS REC OR 3990 PG 1876,4825 PG 1282
Legal Range	24E
Legal Township	04S
Legal Section	27
Legal Subdivision	OLD JENNINGS JUNCTION UNIT 3
Legal Lot Number	15
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3027
Census Tract	30204

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4576 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIGNATURE MORTGAGE CORP
Jul 7, 2017	Warranty Deed, Transfer · FHA Mortgage SIGNATURE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024
Deed Sale	May 29, 2024
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	202425233
Deed Book / Page	4825 / 1282
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4576 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 JUNCTION DR, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number	0049760358
Date	Oct 7, 2025
Book Page	4976/358
Instrument	2025047389

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4576 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ESTATE TITLE AND TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042390622
Date	Oct 8, 2019
Book Page	4239/0622
Instrument	2019053797

Lender

Name	SIGNATURE MORTGAGE CORP
Type	Mortgage Company
Address	CANTON, OH 44718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 7, 2017
Property Address	4576 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number	0039901876
Book / Page	3990 / 1876
Map Reference	MB24 PG46&47
Instrument Date	Jun 22, 2017
Instrument	2017034551
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ESTATE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 MOTIF CT, 54, ELLIJAY, GA 30540-6146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 JUNCTION DR, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number	2017034552
Date	Jul 7, 2017
Instrument	2017034552

Lender

Name	SIGNATURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,732.00 (-6.77%)	$284,873 (+8.86%) Land $45,000 Building $239,873	$284,873 (+8.86%) Land $45,000 Building $239,873
2024	$4,003.00 (-5.16%)
2023	$4,221.00 (+10.44%)	$261,677 (+5.73%) Land $35,000 Building $226,677	$261,677 (+5.73%) Land $35,000 Building $226,677
2022	$3,822.00	$247,484 Land $35,000 Building $212,484	$247,484 Land $35,000 Building $212,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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